Caroline Flaherty Email & Phone Number

San Diego, Ca, Us

San Diego, California, United States

San Diego, California, United States

Caroline Flaherty, NMLS #1517672 (www.nmlsconsumeraccess.org)Marketing AssociateCalCon Mutual Mortgage, dba OneTrust Home Loans NMLS#46375 (www.nmlsconsumeraccess.org)Branch Address: 3131 Camino Del Rio N Suite1680, San Diego, CA 92108. Branch NMLS #46375Company Phone: 888-488-3807OneTrust Home Loans is an Equal Opportunity Lenderhttps://onetrusthomeloans.com

San Diego

Little Italy, San Diego

Carmel Valley, California, United States

Mission Valley

3655 Nobel Drive #300 San Diego, Ca 92122

As a Relationship Management Specialist, I serve as the marketing advisor to the Branch Manager and am primarily responsible for the creation and implementation of CRM-based marketing campaigns, both during the loan transaction and post-closing. I am tasked with prospecting new business from referral partners and past clients through the use of the CRM and by personal contact. I also ensure that process flow within the CRM coincides with operational systems of the branch by continually… Show more As a Relationship Management Specialist, I serve as the marketing advisor to the Branch Manager and am primarily responsible for the creation and implementation of CRM-based marketing campaigns, both during the loan transaction and post-closing. I am tasked with prospecting new business from referral partners and past clients through the use of the CRM and by personal contact. I also ensure that process flow within the CRM coincides with operational systems of the branch by continually monitoring and updating business rules within the CRM. Show less

• Subject Matter Expert in new and existing loan products. • Development and maintenance of referral sources through existing and new clients, realtors, and developer relationships. • Heavy Relationship-based Client Management.• Business Development through cold calling and consultative selling. • Performed liaison activities between the mortgage company and its data processing service providers.•Processed loan modification applications and initiated and maintained lender… Show more • Subject Matter Expert in new and existing loan products. • Development and maintenance of referral sources through existing and new clients, realtors, and developer relationships. • Heavy Relationship-based Client Management.• Business Development through cold calling and consultative selling. • Performed liaison activities between the mortgage company and its data processing service providers.•Processed loan modification applications and initiated and maintained lender communication.•Cleared title issues effectively and efficiently. Show less

* Established new Broker relations and maintained optimistic relations with existing clients.* Assisted Brokers in determining financial needs and recommended appropriate credit solutions. * Promoted and recommended products and services, answered client inquires, and advised customers of approval or denial.* Educated clients on the time sensitivity and foreclosure process. * Informed Brokers of potential problems in a loan file and made positive resolution… Show more * Established new Broker relations and maintained optimistic relations with existing clients.* Assisted Brokers in determining financial needs and recommended appropriate credit solutions. * Promoted and recommended products and services, answered client inquires, and advised customers of approval or denial.* Educated clients on the time sensitivity and foreclosure process. * Informed Brokers of potential problems in a loan file and made positive resolution recommendations.* Aided inside operations in collecting Broker stipulations in order to close a loan . * Sustained relationships with problematic clients in order to fill the needs of consumers in need of help. Show less

* Specialized in and Underwrote properties in Foreclosure.* Determined the beneficial variables (if any) of a HELOC 2nd for borrowers and investors. * Analyzed risk potential and repeatedly make sound lending judgments on residential home loans.* Implemented and upheld various inside operational procedures to increase productivity.* Reviewed Preliminary Title reports and determined the course of action to solve title issues.* Prepared legal title documents to be recorded… Show more * Specialized in and Underwrote properties in Foreclosure.* Determined the beneficial variables (if any) of a HELOC 2nd for borrowers and investors. * Analyzed risk potential and repeatedly make sound lending judgments on residential home loans.* Implemented and upheld various inside operational procedures to increase productivity.* Reviewed Preliminary Title reports and determined the course of action to solve title issues.* Prepared legal title documents to be recorded, ordered judgment and lien payoffs.* Evaluated and examined appraisal reports for accuracy and concluded the viability of the document. * Ordered and reviewed reinstatement demands to ensure accurateness. * Processed and Underwrote files in Bankruptcy, studied Bankruptcy dockets. * Communicated directly with Bankruptcy and Foreclosure Trustees to prevent detrimental situations from occurring. * Coordinated with Title on the recording the Trust Deed, and ordered funds to be disbursed to third party creditors. * Followed up with Foreclosure Trustees to confirm Notice of Defaults had been cured . * Supervised and guided 5-10 loan processors in the processing of a loan package from beginning to end. Show less

Communication Theory

Communication Theory