Analyzing credit worthiness of customers based on their income, business segment, CIBIL, qualification, experience, legal and technical aspect of property etc.Doing personal interaction with customers to understand their industry norms, business model, confidence level etc. which help in analyzing loan repaying capacity of the customer.Complying with RBI guidelines while sanctioning and disbursement of loanProviding satisfaction to customers by maintaining decent Turn Around Time (TAT), educating them, correct information etc.Handling clearances of all files with ops team.Follow up with customers in case of delinquency of less than 12 monthsAudit compliance on all aspects stipulated by the policy division and statutory acts50Handling team of three CPA (Credit Process AssociatesMeeting DSA and other channel partners for increasing company network.Having sanctioning authority of Rs. 35 laces.

Understanding and documenting client’s business Documenting the processes and controls including performing test of controls/walkthroughs to ascertain the level of reliance to be placed on internal controlsPerforming substantive and analytical procedures to address risks associated with each accounting cycle and escalating issues to the Senior/ManagerValidating compliance with accounting standards and financial statements disclosure requirementsMajor assignment include statutory audit and limited review (if applicable) of Idea cellular, Vodafone, Mawana Sugars Limited, Honda, KEC international etc.Apart from above have handled tax audits, stock audits etc.