Cameron Cook Email & Phone Number

Denver, Colorado

 Loan level file review of servicing notes, transaction histories, loss mitigation documents and loan file documents to determine servicer compliance with established program guidelines and supplemental directives. Quality control review to determine proper evaluations of loan file reviews. Performed onsite servicer compliance audits.

 Conducted collections on residential small commercial fix and flip loans Review of loan files and initial loan underwriting, current market conditions and changes in borrower circumstances to evaluate the risk and provide a comprehensive report for credit committee.  Performed market analysis based on inspections pre and post foreclosure, review of broker price opinions Management of REO assets including securing and maintaining properties, tracking income and expenses, and evaluation of disposition strategies and opportunities

 Structured complex lending facilities including acquisition and development loans, hypothecation loans and purchase facilities for land, timeshare developments and other consumer paper Analyzed loan portfolios for trends in delinquency, provided findings to senior management to proactively mitigate risk  Created, evaluated and stress tested cash flow models based on developer budgets, sales projections with various absorption rates, sales and marketing expenses and other variables Reviewed due diligence on new and existing land and timeshare developments including; appraisals, environmental reports, biological studies, financials, budgets and reserve studies to identify areas of risk analyzed developer budgets and recommended funding of draws Worked with legal to ensure that the transactional documents were prepared in accordance with the terms as presented to credit committee, and borrowers.

 Underwriting and collections of consumer land and timeshare loans  Spearheaded communications with developers on customer delinquency, loan grades, advance rates, issues with documentation and findings of confirmation calls Performed collections, customer service calls and payoff requests