Candy Bean is a Chartered Financial Consultant (ChFC) with over 25 years’ experience in the captive and independent Insurance and Financial Services Industry. Candy has opened a office in Palm Desert, CA with Rainbow Financial Group and works with Independent Agents & Consultants specializing in Individual and Small Business Financial and Retirement Planning. Candy earned her Chartered Financial Consultant (ChFC) designation from the American College of Bryn Mawr, Pennsylvania in 2001. She holds resident insurance licenses in the State of California and holds non-resident licenses in the states of Texas, Ohio and Virginia.Candy also works as a Financial Educator providing free-to-the-public Social Security Workshops. Candy believes that providing financial information and education is important to ensure an understanding of how Social Security Benefits and filing strategy choices can affect overall retirement planning. An introduction to Medicare and when to begin the filing process is discussed.Whether planning for retirement, living in retirement, saving for a college education or protecting loved ones, my goal is to help clients achieve those goals. Candy believes clients are better able to identify goals and make informed decisions to help reach those goals by having informed financial information. Candy works for her clients and has a variety of insurance & financial companies available to meet individual needs.Candy worked for a Fortune 500 Insurance & Financial Services Company beginning as an Agent and progressing into Corporate Sales Management, encompassing Field management, Home Office management, Project management, including Financial Services Sales Training for California, Pennsylvania and West Virginia Agencies.