Carmen Winkelman Email & Phone Number

I have been in the insurance business since 1997 providing Employee Benefits programs and solutions to businesses of any size. I have worked in Wellness education and implementation showing clients the importance of wellness in the workplace and how wellness can improve your bottom line. The proper balance of Employee Benefits and Wellness is a great way to attract great employees and retain them. I am licensed in Wisconsin and Illinois. I have extensive experience in third party administration, small and large group insurance products and services. Contact me to see how to best round out your benefits program and to see how wellness programs can improve your bottom line.My philosophy is to give clients the personalized service that they would expect to receive. I believe in striving for the best possible plan to meet the needs of my clients and their employees. Currently an Ambassador with the Watertown Chamber and recently spoke at Rotary about implementing Wellness Programs.Specialties: Contract negotiation in fully insured and self-funded markets. Employee medical benefits includes: High Deductible Health Plans, Health Savings Accounts, Flexible Spending accounts, and Health Reimbursement Accounts. Voluntary and Group Benefit products such as: dental, vision, life, accidental and dismemberment, cancer policies and short & long term disability. Wellness programs for any size business with ROI results.

Listed skills include Insurance, Employee Benefits, Health Savings Accounts, Health Insurance, and 25 others.

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  Madison Area Technical College

  Business Management