Caryn Cafagna, Mba Email & Phone Number

Lisle, Illinois, United States

Teach the basics of personal and small business credit, finance, investing, publishing, trademarks, and copyrightsIndividual tax preparationEducate on lean methodologies to increase operational efficiency and effectivenessProvide credit analysis and time management training/coaching for management/employeesDevelopment team building exercisesProblem solvingProvide guidance in preparation of policies, procedures, and job aidesInnovative with accomplishing business goals and objectives, including growth

Managed the Commercial & Industrial and National Healthcare Lending Portfolio Management teamsHired, trained and coached the Portfolio Management team, including Credit Analysts and a CPAEmpowered the team to ensure that each employee reaches organization goals and objectivesManaged and mitigated portfolio risk exposureConfirmed collateral value and approved adjusted loan amounts accordinglyReviewed external/internal accounts receivable and inventory audit findings to make a decision as to whether or not in compliance and follow-up is necessitatedCovenant compliance management and communicationsPortfolio Management Committee and Risk Rating Committee memberInventory, equipment, accounts receivable, national healthcare financing

Identified, monitored, and reported the financial risks and exposures of clearing members and banks. Relationship management, on-boarding, analysis of monthly/annual financial statements, and credit ratingRegulatory reporting and support system developmentCreated the Financial Risk, Market News, and Events daily reportPrepared daily/weekly/monthly reports regarding financial exposure, margin forecasting, and position risk exposureDeveloped and maintained written policies, procedures, and job aids. Advised clearing members on the risk policies and procedures

Trained and coached new analysts. Reviewed and approved deals of junior analystsContributed with regards to safety, compliance and risk managementConducted credit evaluations on new and existing customers to manage and mitigate credit riskMonitored daily credit exposures to ensure that customers stay within approved credit limitsReceived recognition for accomplishments in Teamwork, Level of Excellence, Responsiveness, and Attention to DetailCommercial oil and gasoline, asphalt, calcined coke financing

Acting Manager when the Credit Manager was out of the office. Managed the large transaction group when the Credit Manager left the teamAnalyzed financial information and assessed the risk of offering credit to businessesTrained and coached new employeesDetermined whether to increase or continue business with existing clients. Credit WorkoutsParticipated and led events to achieve greater efficiency and effectiveness. Lean principlesLeadership positions on the Compliance Team and the GE Task ForceReceived awards for accomplishments in Leadership, Teamwork, Customer Service, Accountability, Resourcefulness, Compliance, and CommitmentCommercial lawn & garden products, agricultural products, marine products, musical instruments, spa financing

Mba, Management, 3.75/4.0, Dean'S List, Magna Cum Laude

Activities and Societies: St. Xavier University Alumni Association

Ba, Business And Economics, 3.8/4.0, Dean'S List, Summa Cum Laude

Activities and Societies: Benedictine University Alumni Association Member of Kappa Gamma Pi National Graduate Honor Society