Christopher Anthony Walby Email & Phone Number

San Diego, CA, US

Los Angeles, California, US

• Senior Vice President and Team Leader- Commercial Real Estate Lender Group. Pacific Western Bank offers premier commercial banking and commercial real estate services through out the country.
• Originate, structure, underwrite and present for approval commercial real estate transactions including construction loans, bridge loans and permanent loans within most CRE asset classes (commercial/industrial, office.
• Maintain, monitor and grow large commercial real estate relationships totaling over $600 million in commitments and $150 million in deposits.
• Manage, coach, train and develop a team of junior lenders, portfolio managers and credit analysts.
• Recipient of The Presidents Award for Excellence due to outstanding contributions/production.
• Recipient of Pacific Coast Banking School Scholarship (class of 2024).

Los Angeles, California, US

Vice President-Commercial Real Estate Lender-Real Estate Industries Group. Pacific Western Bank offers premier commercial banking and commercial real estate services through out the country.

Phoenix, Arizona, US

• Maintained and monitored over 40 relationships totaling $90 million in commitments and $30 million in deposits.
• Structured and underwrote business banking and middle market transactions such as working capital lines, owner commercial real estate loans (including LIHTC), asset based lines, term loans and equipment financing.
• Led the successful drafting and presentation of highly structured loan proposals to senior management/loan committee for approval of new and restructured facilities.
• Analyzed financial statements, responded to specialized financing requests, negotiated restructures and repayments.

• Assist large corporate and small businesses with financing alternatives including consulting, negotiation and referrals for working capital and other various financial products by utilizing a large personal.
• Source and referred transactions in commercial, industrial, retail/office and residential real estate.
• Assist clients with commercial banking structures and negotiations.
• Currently pursuing California Real Estate Brokerage license, Current brokerage license in Illinois.

Memphis, Tennessee, US

• Successfully managed a national portfolio of troubled Homebuilder Finance and Commercial Real Estate Facilities.
• Coordinate all interaction with legal counsel, court appointed receiver’s, borrower and senior management.
• Recommend and implement most probable action for greatest recovery on all assets including foreclosures/OREO.
• Integral in contributing to a division collection rate of 83% of net book value.
• Structured and documented complex extensions and forbearance agreements that mitigated our risk position.
• Evaluated collateral and recommended all potential impairments (FAS 114’s) for entire regional portfolio.

• Successfully managed the group’s largest portfolio with over $300 million in real estate construction, acquisition & development financing, with a strong emphasis on new business development/marketing and cross sell.
• Managed entire lending process from business development to transaction closing and relationship management.
• Structured and negotiated complex loan modifications with existing borrowers during declining market conditions.
• Selected to manage the Agent position for several of Guaranty’s largest syndication/participation facilities.
• Led the successful drafting and presentation of highly structured loan applications including the analysis of financial, market and construction risks for loan committee approval of new and restructured facilities.
• Aided in the development and training of loan officers and analysts.

New York, NY, US

• Responsible for structuring, negotiating, underwriting and approving proposed commercial financing.
• Designed and underwrote middle market transactions such as working capital lines, owner occupied commercial real estate and secured facilities from A/R and inventory to cash and marketable securities.
• Successfully maintained and monitored over 40 relationships totaling over $250 million in commitments.
• Analyzed financial statements, responded to specialized financing requests, negotiated restructures and repayments.
• Coordinated and assisted in strategic business development and networking for middle market transactions.
• Worked closely with assigned marketing officers to ensure continued portfolio growth and integrity.

-Maintained and monitored 12 ABL relationships totaling over $150 million in commitments -Structured and presented financing requests to loan committee, negotiated restructures/repayments of classified loans.-Responsible for business development, origination/underwriting, due diligence, documentation and closing of new transactions including the division's.

• Traveled nationally to perform in-depth audits of all relevant books/records and accounting systems with particularemphasis on A/R, Inventory, Cash, M&E, A/P and financial condition.
• Assisted in fraud detection, protected LBC’s collateral position and avoided possible losses.
• Performed due diligence and audit assessment for prospective borrowers and client acquisitions

Formal credit analyst training program. Prepared detailed financial analysis and loan committee presentations for all commercial lending groups nationwide.

Masters Equivalent Commercial Finance, Commercial Banking

Ba, Finance With An Emphasis In Accounting