Responsible for building and documenting the models used to quantify and manage the company’s credit, interest rate, liquidity, operational, market, regulatory, and reputational risks on an actual basis. Develops and documents the quantitative tools used to quantify credit risk, provide early identification of trends in compliance activities, and support other areas of the Bank in which predictive or analytical models can be employed to improve business performance.

My commitment to military service showcases my discipline, sense of responsibility, and ability to handle diverse tasks in a team environment. I've successfully balanced multiple responsibilities, highlighting my versatility and adaptability. My dedication to military discipline and attention to detail have enhanced logistical operations and equipment record maintenance. Furthermore, my fulfillment of duties in the U.S. Army underscores my devotion to both military and civilian roles.

Chadad is the co-founder and CEO at AI Sciences, which offers several online services for Individuals and businesses to take advantage of Artificial Intelligence, either by learning it or using it directly. These services are:Online learning for Individuals and Students: AI Sciences provides Artificial Intelligence and Data Science courses, Books, and other learning content. The mission is to build the bridge between university and college education and the real working world. Our latest unique student count is 100,000 coming from 160 countries around the world.Online Corporate Training: Some companies prefer to train their team in AI with training fully customized to the domain knowledge. That’s exactly what AI Sciences offers as a first service online. AI Sciences coaches teams of employees on Artificial Intelligence or other Data Science & BI tools, which are used and needed by companies today.Consulting Services: AI Sciences also has a dedicated team able to provide AI solutions for business, like improving customer service with a chatbot, automating their repetitive tasks with RPA, optimizing their process with AI, maximizing their profit thanks to predictive analysis, etc. Consulting Services is the right solution for companies that want to leverage AI as soon as possible to stay ahead of the competition.Website: http://aisciences.io/Youtube: bit.ly/2TNbEkwUdemy: https://www.udemy.com/user/ai-sciences/

In my role within Risk Management, I concentrate on ensuring the reliability and precision of our financial assessment tools, particularly those evaluating credit risks. My responsibilities encompass validating these tools for accuracy and compliance and persistently monitoring and mitigating any related risks. This role is crucial for upholding the financial integrity and robustness of Deutsche Bank Group's operations.

At RaboBank, I held a pivotal leadership role as a Senior Validator, overseeing and assessing the bank's processes and practices to ensure compliance with European banking risk management regulations. During my tenure, I led thorough periodic reviews to maintain operational quality and efficiency. I collaborated closely with stakeholders to discuss findings and develop recommendations for process enhancements. My efforts significantly bolstered the quality of the bank's practices, ensuring adherence to established standards. Additionally, I was responsible for preparing detailed reports for management and regulatory authorities, ensuring data accuracy and completeness.

At Natixis Corporate & Investment Banking, I was instrumental in elevating credit risk management. My role involved dissecting risk factors and refining business practices. I engaged in projects aimed at bolstering risk management frameworks within the organization. Collaborating closely with colleagues, I assessed default probabilities and risk factors, ensuring the implementation of best practices. Focused on continuous improvement and process optimization, my tenure at Natixis significantly strengthened credit risk management, fostering an environment conducive to informed credit decision-making.

At KPMG France, I played a pivotal role in analyzing financial risks and crafting asset management strategies. My focus was on estimating economic capital, assessing financial impacts, and scrutinizing key indicators. Involved in shaping strategic frameworks, I aimed to enhance asset management and operational efficiency. My efforts also extended to ensuring compliance with financial standards and fostering best business practices, providing in-depth analysis and recommendations for strategic decision-making. My tenure at KPMG France underscored my ability to lead complex projects and collaborate with multidisciplinary teams, contributing significantly to the firm's success.

As a Quantitative Risk Analyst at BNP Paribas, I spearheaded the development of a tailored crisis simulation model for Bank of the West, a subsidiary in the USA. My role encompassed detailed crisis scenario analysis, presenting findings to stakeholders, and ongoing performance monitoring of the method. Additionally, I engaged in group initiatives to advance and expand the economic crisis scenario framework, enhancing the organization's ability to proactively assess and manage risks. My contribution was pivotal in refining risk management practices at BNP Paribas.

At LCL, I was instrumental in risk analysis, assessing client default probabilities and managing a credit rating scale for professional clients. My role involved conducting in-depth analyses to support the firm's financial decisions. I was honored to receive an award for developing the best credit rating scale for professional clients, outperforming many other presented credit scores.

I collaborated on an environmental study in France, working alongside a team of environmental researchers to assess the impacts of nuclear facilities and dairy farms. My contribution involved refining the classification methodology of the facilities and pinpointing associated environmental levels. Our efforts yielded significant findings and made a substantial contribution to environmental research.

During my tenure within the Ministry of National Education of the Congo, I actively participated in several key analyses aimed at improving the education system and access to quality education across the country. These analyses included:Analysis of Educational Challenges: Collaborated on an in-depth analysis of the primary issues and challenges confronting schools in the country. This comprehensive examination aimed to identify areas for improvement and optimization within the education system.Assessment of Access Inequality: Conducted an in-depth examination of the disparities in access to primary education, with a specific focus on how socio-economic backgrounds impact this access. The study sought to shed light on the barriers faced by students from different socio-economic strata and proposed strategies to enhance equitable access.Evaluation of Education Policy Effectiveness: Played a key role in evaluating the effectiveness of the government's education policies implemented nationwide. This assessment involved analyzing various aspects of policy implementation and its impact on educational outcomes.These initiatives within the Ministry of National Education showcased my dedication to addressing critical educational issues, promoting equal access to education, and contributing to evidence-based policy decisions.

During my tenure at the National Institute of Statistics of Chad (INSEED), I actively engaged in meaningful analyses related to women's health using data from household surveys. These analyses included:Health Status Assessment: Conducted a comprehensive analysis of the health status of women across all regions of Chad. This examination aimed to identify prevalent health challenges and difficulties faced by Chadian women. The insights gained from this analysis contributed to efforts to address and improve women's health outcomes.Contraceptive Behavior Analysis: Examined the characteristics of Chadian women who do not use contraceptive methods. This analysis delved into understanding the factors influencing their decisions and explored strategies to encourage and empower these women to make informed choices regarding contraception.These initiatives at INSEED demonstrated my commitment to leveraging data and research to promote better health outcomes for women in Chad. They underscore my dedication to evidence-based interventions and policies aimed at enhancing the well-being of women in the country.