Chander Kumar Email & Phone Number

Abu Dhabi, United Arab Emirates

Abu Dhabi Emirate, United Arab Emirates

Abu Dhabi, United Arab Emirates

• Initiate comprehensive coverage on several blue-chip stocks across the financial sector with a combined market cap of >USD 100bn• Coverage initiation activities include creating detailed financial models, meeting with company management, deriving target prices, analyzing comparable valuations, and authoring in-depth 35+ page reports• Produce in-depth quarterly reviews of the UAE banking sector, offering a holistic view of market dynamics, key trends and future outlook• Conduct educational 'teach-in' sessions on the banking sector for traders and clients• Deliver on-demand thematic research (soft coverage) for stocks not currently under active coverage.• Assist the research team in preparing IPO reports• Maintain regular contact with companies and banks’ management• Assess the impact of significant events on companies’ earnings and share prices• Publish research reports are available on platforms like Bloomberg, Refinitiv, and FactSet

United Arab Emirates

• Prepared company-wide budgets, forecasts, and financial plans• Worked with senior management to develop and implement the company’s strategy and road map• Created MIS reports and presentations for monthly and quarterly business performance reviews • Generated trade and product-specific P&L statements for data-driven decision-making• Worked closely with accounting and other departments to ensure accurate financial reporting• Improved reporting, budgeting and forecasting processes• Utilized tools like Smart View, Hyperion Financial Management (HFM), and Oracle for ad-hoc reporting• Managed treasury functions to ensure effective cash flow management

• Specialized in multiple sectors, particularly commercial banks• Conducted analyses and provided outlooks on various economic indicators• Participated in conference calls and analysts' briefings for various banks and companies• Addressed client queries across diverse sectors including steel, chemical, cement, and oil & gas• Handled clients’ queries related to different sectors which include steel, chemical, cement and Oil & Gas.• Supervised interns and junior research analysts in financial modeling and report writing• Identified companies with long-term growth potential and attractive valuations

▪Created detailed financial frameworks for initiating coverage and projecting earnings.• Maintained and updated financial models regularly• Prepared in-depth research reports covering analysis, valuation, and investment strategies for clients• Conducted economic forecasting, including monthly CPI inflation, to inform monetary policy predictions

As a Management Trainee, I got exposure of all the areas of Accounts& Finance Department.Import :  Ensure that bank is charging import related charges as per agreed rate. Taking Fx rate from treasury dept for retiring of documents. Prepare import duties amount payment to clearing agent. Maintainig and Reporting Exchange gains and losses.Costing: Prepare product wise GP sheet. Prepare Raw and packing material variance. Prepare LOB wise labor sheet. Analysis of FOH. Inventory Analysis: Safety Stock, Lead time and Fund block.Accounts Payable Enter invoices into Oracle software and ensuring timely processing of all invoices Reconcile AP accounts to the GL . Review Purchase orders, request for correction if it's required. Prepare Accounts Payable Aging Schedule.Sales & Accounts Receivable: . Recording of collection from distributors, export sale receipts and bank charges against export sales. Dealing with banks regarding CMT (Cash Management Transactions) issues. Sales Trend analysis of both local and export sales in terms of number of cartons and value. Reconcile AR with GL and analysis of distributors ROI. Leasing & Insurance:  Recording of monthly lease, mark up & insurance premium payments in to the system. Prepare insurance coverage of new assets and for renewal of old policies. Maintain finance lease by preparing and updating lease schedule.Treasury :  Prepare daily cash position of the company by keeping in view the inflows and outflows Forecast monthly cash flow, analysis of bank charges  Analysis of OD mark up charges, bank reconciliation

Worked in Budget and Disbursement Department.

Karachi, Pakistan

Marketing Research and promotion for new lubricants of PSO

Master Of Business Administration (Mba), Finance, Cgpa 3.56

Bba, Finance, 3.22

Activities and Societies: Member of Zeitgeist Society, Szabist Debating Society