Charlene Cinski Email & Phone Number

Pittsburgh, Pennsylvania, United States

• Work with ResWare system for client files, to bundle and send closing packages to the notaries, send client file emails and uploading documents.• Review Lender Note, Mortgage/Deed of Trust (including Riders), Notice of Right to Cancel, CD, & Application 1003. • Review Final Alta, Title Affidavits, Loan Amt, Cash to Close Amt, Taxes, Property Type, Clear to Close, Title Commitment, Vesting Deed, Tax Certificate & when required, New Deeds, Authorization to Close Account and Divorce… Show more • Work with ResWare system for client files, to bundle and send closing packages to the notaries, send client file emails and uploading documents.• Review Lender Note, Mortgage/Deed of Trust (including Riders), Notice of Right to Cancel, CD, & Application 1003. • Review Final Alta, Title Affidavits, Loan Amt, Cash to Close Amt, Taxes, Property Type, Clear to Close, Title Commitment, Vesting Deed, Tax Certificate & when required, New Deeds, Authorization to Close Account and Divorce Affidavits.• Bundle and send final closing packages to the notary portals.• Review and maintain incoming emails to the lender email inboxes. Handle or forward emails to appropriate departments. • Interface with Title Curative if there are discrepancies within the lender docs compared to our docs/system.• Interface with Closer Services Specialists to get files completed and corrected for final docs to be sent to the notaries.• Answer and handle notary calls coming into the notary hotline. Show less

Pittsburgh, Pennsylvania, United States

• Reviewed and commented on loan documents, credit approvals, inspection reports and construction contracts as well as all other due diligence for loan closings to ensure all were within the bank’s credit policy and procedure limits and requirements.• Validated customer budgets and contractor AIA forms to ensure they were within the amounts that were approved by the credit committee. • Participated in the conference calls with all parties to the closings to negotiate documents… Show more • Reviewed and commented on loan documents, credit approvals, inspection reports and construction contracts as well as all other due diligence for loan closings to ensure all were within the bank’s credit policy and procedure limits and requirements.• Validated customer budgets and contractor AIA forms to ensure they were within the amounts that were approved by the credit committee. • Participated in the conference calls with all parties to the closings to negotiate documents. • Processed general ledger entries on accounting system for fees and deposit account transactions. • Performed risk management functions related to disbursement, collateral monitoring, and servicing activities. Orchestrated these activities among multiple investor banks to meet deadlines. • Interfaced with client and service partner contacts to affect all aspects of loan closings, amortizations, flood determinations, engaging of environmental bids, inspection bids and tax registration. • Worked closely with relationship managers, portfolio managers, in-house and outside counsel, third party inspectors, third party environmental firms, chief credit officer and the capital markets group to ensure a smooth and fluent closing process. • Created thorough and accurate transaction summaries and ticklers for all closings for the loan administrator to use in the ongoing administration of the loans. • Helped to create and maintain training materials and procedure manual for loan administration in addition to giving my input for the credit procedure and credit policy manuals. Created closing checklists, pipeline report and closing schedule to be used by all commercial closers. Created the budget to be used for all construction loan closings. Participated and gave input in the re-engineering initiative for the commercial and industrial line of business closing process. Worked closely with the capital markets group to ensure a smooth closing process when hedge transactions were involved. Show less

Pittsburgh, Pennsylvania, United States

• Was responsible for the supervision and quarterly and yearly performance evaluations for individuals on my team. • Served as a mentor and trainer. • Made sure that all members of my team were productive and resolved problems as they arose. • Reviewed the individual’s workload and also made sure that the work was performed accurately and in a timely manner.

Pittsburgh, Pennsylvania, United States

• Reviewed and commented on loan documents, inspection reports, and construction contracts for loan closings. • Validated budgets and participated in the conference calls to negotiate documents. • Interfaced with service partners to effect flood determination requests, inspection bids, tax registration and issuance of letters of credit. • Prepared loan setup forms to book loans on the various loan systems. • Created thorough and accurate transactions summaries and ticklers… Show more • Reviewed and commented on loan documents, inspection reports, and construction contracts for loan closings. • Validated budgets and participated in the conference calls to negotiate documents. • Interfaced with service partners to effect flood determination requests, inspection bids, tax registration and issuance of letters of credit. • Prepared loan setup forms to book loans on the various loan systems. • Created thorough and accurate transactions summaries and ticklers for all closings. • Conducted post-closing meetings with assigned Loan Administrators. Show less

Pittsburgh, Pennsylvania, United States

• Performed risk management functions related to disbursement, collateral monitoring, and servicing activities. • Interfaced with client and service partner contacts to effect principal advances, pricing rollovers, amortizations, partial paydowns, issuance and cancellation of letters of credit, flood determinations, title updates, cash collateral monitoring. • Coordinated third party inspector contracting.