A (re)insurance practitioner—who is more as a reinsurance business analyst recently—believes that comprehensive experience & business understanding which are enhanced by relevant data will be the ideal basis for crafting strategies. Data-driven strategy is basis on running my various roles on insurance business process (marketing, finance, underwriting, reinsurance & claim functions), risk management and strategic business for more than 19 years (including Sharia & Non-Sharia business). Remarkable professional achievment including:1. Refinement of claim management results decreasing of net claim to premium income ratio from 52% (at 2015) to 26% (2019). 2. Rearrengement of reinsurance program results increasing of claim recovery ratio from 14% (at 2015) to 60% (2019), with maintaining net reinsurance cost at 12% of premium income. 3. Refinement of receivables management results increasing of investment asset to total asset ratio from 52% (at 2019) to 57% (2020).4. Involved closely with primary functions of corporation in restructuring project through certain initiatives results increasing equity from -Rp 1,2 Trillion (2022) to -Rp 3 Billion (2023); Investment adequacy ratio (RKI) from 56,5% (2022) to 75,5% (2023); and Solvability ratio (RBC) from -85,7% (2022) to -34,2% (2023).