✅ Experienced banking professional with a proven track record in lending, underwriting, and executive leadership. As an Underwriter at Cambridge Trust, I spearheaded the development of a residential construction program, implemented Encompass policies and procedures, and led a team to manage 40+ construction projects, ensuring timely completion and fund disbursement. My expertise extends to managing workflow, enhancing client application experiences, and underwriting over 400 loans during COVID, maintaining high accuracy and compliance.✅ In my role as VP, Residential Mortgage Underwriting Manager at Optima Bank, I supervised four mortgage underwriters, handled underwriting for portfolio mortgages, secondary market loans, and home equity lines of credit, and administered secondary market lending programs. I played a critical role in implementing Ellie Mae’s Encompass system, where I served as super administrator.✅ At East Boston Savings Bank, I excelled as an AVP, Residential Lending, ensuring mortgage loans complied with federal, state, and investor guidelines. My collaboration with major servicing partners like GMAC, Chase, and Fannie Mae, combined with my robust audit management skills, contributed to seamless operations and regulatory compliance.✅ Core competencies include Encompass, Fiserv EZ Lender, IBS Servicing System, Microsoft Excel, Word, and PowerPoint. I hold an Associate of Business Administration and have completed professional development in training programs at Freddie Mac. My career is marked by a dedication to organizational growth, talent development, and achieving corporate goals through effective collaboration and accountability.