Chip Exner Email & Phone Number

Birmingham, Michigan, United States

401 South Old Woodward, Suite 457Birmingham, MI 48009

Big Rapids And Rockford, Michigan

I offer over 24 years experience as a residential mortgage loan officer. If you're looking to purchase or refinance a home please allow my experience to go to work at finding a solution to benefit you, your pocket book and your family.Rates are at historic lows and we offer a full line of mortgage programs including zero down (Rural development and VA) to minimal down FHA & conventional. MSHDA down payment assistance and Fifth Third grant money are also available for qualified borrowers. For seasoned homeowners let me help you determine loan strategies, escrow options, primary/second home or rental property requirements/differences, qualifying after divorce, bankruptcy, short sale or foreclosure, refinancing out of a land contract or cash out to pay off a home equity loan and/or unwanted credit card debt. All scenarios welcome!In addition, Fifth Third has one sweet deal on purchase transactions. Save an estimated $2000 (based on an $160k loan amount) on your next mortgage by combining our purchase special and automatic payment program totaling 1.25% in discount credits (some conditions apply). Use this credit to lower the interest rate - and your monthly payment - to save thousands over the life of the loan.I've always been a big believer in under-promising but over-delivering, of exceeding client expectations, and doing everything in my power to complete the mortgage process with little hassle and enjoy a stress free closing. Please feel free to call me anytime for a free consultation.

Taylor, Mi