A highly experienced public sector pensions expert, with a specialism in providing tailored personal financial planning advice and guidance to school and government staff and their families, across the North of England.Over the last 16 years I have helped teachers, lecturers and members of SLT’s in all areas of personal finance, including:- Retirement planning- Investment planning- Mortgages- Insurance- Annual/lifetime allowance- Inheritance taxI work with my clients to understand their aspirations and objectives and put plans in place to help make these reality. My aim is to be the “go to” Adviser in the education sector by delivering honest, trustworthy advice and through building long standing relationships with my clients, and the rest of their family.With deep understanding of the career paths of educators and the stresses and pressures they face, I believe that I am best placed to advise on the financial implications of events such as early retirement, stepping down and moving into leadership etc. Protecting families against the consequences of premature death and Ill-health, are also within my expertise.My clients include some of the most influential educational professionals connected to some the North’s leading schools. NQT through to CEO!I run regular in school well-being events for staff in addition to Pre-Retirement seminars for those working towards the end of their career.After a long career with a well respected mutual company, I was proud to be invited to start my own Practice within the St. James’s Place Partnership. This allows me to run my own business where I can focus on providing the highest levels of service to my clients - a service I would be happy to receive myself - with the strength and backing of a highly reputable firm.The Partnership brings together some the most experienced and able professionals in financial services today. There are over 4,000 Partners and Advisers operating within the Partnership spread across the UK.——————————————————————————Your home may be repossessed if you do not keep up repayments on your mortgage.The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax reliefs depends on individual circumstances.