Chris Mcphail

Chris Mcphail Email and Phone Number

Senior Vice President, Commercial Relationship Manager at Independent Financial @ Independent Financial
mckinney, texas, united states
Chris Mcphail's Location
Fort Collins, Colorado, United States, United States
About Chris Mcphail

20 years of Banking experience in credit, business development and relationship management.

Chris Mcphail's Current Company Details
Independent Financial

Independent Financial

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Senior Vice President, Commercial Relationship Manager at Independent Financial
mckinney, texas, united states
Website:
ifinancial.com
Employees:
1077
Chris Mcphail Work Experience Details
  • Independent Financial
    Commercial Relationship Manager
    Independent Financial Apr 2021 - Present
    Colorado, United States
  • Western States Bank
    Commercial Relationship Manager
    Western States Bank Sep 2019 - Apr 2021
    Fort Collins, Colorado
  • Keybank
    Middle Market Relationship Manager
    Keybank Apr 2014 - May 2019
    Tacoma, Washington
    2016 Pacific Coast Banking School GraduateRelationship Manager for companies that gross between $10MM-$500MM per year in sales.Leverages relationships with clients and centers of influence to promote the entire bank and its capabilities. Supports sales delivery through aggressive relationship building with key commercial clients and prospects. Through proactive probing and value added, relevant financial conversations, proactively identifies opportunities and proposes solutions that result in sales of all bank products and services. Primary Responsibilities: Credit Risk Management• Manages an assigned loan portfolio ensuring all documentation is in place and applicable terms and conditions are adhered to• Routinely reviews the asset quality of all loans assigned, ensuring referrals of problem situations are made to the appropriate associate• Negotiates profitable spreads, and maintains timely information flow to insure quality of the portfolioSales Performance and Leadership• Maintains an in depth knowledge of all bank and affiliate products and services• Analyzes financial statements, uncovers optimal credit solutions within the context of a relationship plan, understands and articulates cash flow and the inter-relationship between assets and liabilities, determining the right solution for individuals and professional associations • Responsible for retaining, growing, acquiring commercial client relationships, ensuring a balance between growth and profitability• Works closely with partners in Commercial, Private Banking, Retail Banking, Cash Management, Securities, and Capital Management to deliver complete client banking solutions
  • Chase
    Business Banking Relationship Manager
    Chase Feb 2012 - Apr 2013
    South Sound Area- Tacoma/Puyallup
    Develop new and expand existing client relationships. Business Banking • Relationship Management • Banking & Financial Management • Compliance • Business Development • Account Management • Strategic Planning • Team Leadership/Motivation • Client Services Administrative Management • Process Improvement • Sales • Customer Service • Resource Optimization
  • Wells Fargo
    District Sales Manager, Vice President
    Wells Fargo Nov 2004 - Feb 2011
    Commercial, Agri-business and Specialty real-estate division with Wells Fargo as a commercial lending partner to the Business Banking Group and RCBO (Middle Market) channels. The average deal size fell into the $1MM-$4MM range. Deals were comprised of commercial real-estate and equipment. I covered WA and OR states with referrals from banking partners or direct origination and business development. Most customers had gross revenues of $5MM to $60MM.
  • Citicapital Commercial Corp
    Manager Asset Management
    Citicapital Commercial Corp Jan 1998 - Jan 2003
    Bellevue, Wa
    Managed the $600MM PNW equipment leasing portfolio for Citicapital formerly known as The Associates Leasing. Supervised 3 employees.
  • Us Army
    Infantry Officer
    Us Army Aug 1989 - 1999

Chris Mcphail Skills

Commercial Lending Relationship Management Portfolio Management Commercial Banking Credit Banking Credit Analysis Business Development Loans Loan Origination Management Lines Of Credit Finance Underwriting Small Business Lending Cash Management Asset Based Lending Insurance Crm Mergers And Acquisitions Agribusiness Commercial Leasing Commercial Real Estate Portia Mergers Commercial Mortgages

Chris Mcphail Education Details

Frequently Asked Questions about Chris Mcphail

What company does Chris Mcphail work for?

Chris Mcphail works for Independent Financial

What is Chris Mcphail's role at the current company?

Chris Mcphail's current role is Senior Vice President, Commercial Relationship Manager at Independent Financial.

What is Chris Mcphail's email address?

Chris Mcphail's email address is ch****@****btx.com

What schools did Chris Mcphail attend?

Chris Mcphail attended Pacific Coast Banking School, Washington State University, New Mexico Military Institute.

What are some of Chris Mcphail's interests?

Chris Mcphail has interest in Education.

What skills is Chris Mcphail known for?

Chris Mcphail has skills like Commercial Lending, Relationship Management, Portfolio Management, Commercial Banking, Credit, Banking, Credit Analysis, Business Development, Loans, Loan Origination, Management, Lines Of Credit.

Who are Chris Mcphail's colleagues?

Chris Mcphail's colleagues are Anthony Ferguson, Robin Roach, Kelli Diserens, Cracp, Kristen Castiglioni, Kathryn Monk, Maria Valentina R., Nicholas Whiddon.

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