Christopher Doughty Email & Phone Number

Nashville, Tn, Us

Nashville, Tennessee

Greater Nashville Area

Served as Financial Institution Examiner assessing financial institutions to determine existence of unsafe and unsound practices, violations of law and regulation, adequacy of internal controls, and general character of management. Prepared analyses for inclusion in reports of examination. Met with insured depository institution officials to discuss findings of an examination and institute any corrective programs. Provided leadership as the Examiner-In-Charge (EIC) during financial institution examinations.❖ Established exam scope, managed workflow, evaluated risk profile and CAMELS components, and assigned risk ratings❖ Maintained responsibility for presenting findings and recommendations to bank management and Board of Directors❖ Acted as regulatory subject matter expert in liquidity, interest rate risk, securities, derivatives, and mortgage banking❖ Reviewed various investment portfolios to ensure correct credit classification for bank and call report risk-weighting❖ Led teams of specialists to examine institutions with the most complex or problematic positions within specific areas❖ Classified various large commercial loans based on detailed analysis of performance, cash flow, and collateral coverage❖ Maintained responsibility for effectively assessing real estate appraisals to ensure adequate support for valuations❖ Provided recommendations on bank policies, audit & internal control procedures, budgeting, and capital monitoring❖ Observed industry best practices in banks ranging from $25M to $70B in assets by following internal guidelines❖ Completed 4-year risk management commissioning process, including on-the-job training and classroom instruction❖ Worked on bank resolution planning by reviewing plans to liquidate the largest banks in the US in case of bank failure❖ Served as depositor claims specialist during 2008 financial crisis determining which deposits were insured/uninsured

Fort Rucker, Al

Graduate School Of Banking

Bachelor Of Business Administration (B.B.A.), Finance, Real Estate

Education record

Structured Finance; Commercial Real Estate Analysis; Distressed Commercial Real Estate Analysis; Cash Flow Construction and Analysis.