Christian Ruiz Email & Phone Number

With almost 10 years of experience in the mortgage industry, I have developed core competencies in underwriting, closing, and servicing mortgage tribal loans. My mission is to help as many tribal members purchase their first home, while ensuring compliance with the tribal loan guidelines and policies. I am currently a Mortgage Underwriter Specialist at Seminole Tribe of Florida, where I work with a dedicated and diverse team of professionals serving the Seminole tribe of Florida community.In my current role, I review and analyze loan applications for completeness and accuracy, verifying the loan applicant's source of income, credit history, debt to income ratio, and collateral. I determine if the loan application meets the required tribal loan guidelines for approval. Throughout the approval/denial process I communicate with the loan officer and the borrower to resolve any additional requirements and to inform them if there are observations that need to be addressed. I also collaborate with the title company to prepare, execute and record the loan documents required by the tribe’s legal department.

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  Universidad Del Pacífico (Pe)

  Economics