30+ years of experience helping Fortune 500 clients build better Human Resources, Employee Benefits, Total Rewards, Mergers & Acquisitions (M&A) programs. Having spent the first half of my career on the carrier side (Cigna, Anthem, The Hartford) and the second half on the consulting side (Mercer, Aon Hewitt) I bring a dynamic understanding of the needs of vendors and plan sponsors. This background enables me to structure highly cost-effective and market competitive programs that align with the specific objectives of the business. Expert in designing a total organizational health approach by developing broad, integrated, internally-aligned strategies to help employees thrive at work, at home, and in their communities.Deep expertise in the strategy, design, procurement and implementation of Human Resources and Total Reward programs including employee benefit services and administration. Focused on employee benefit cost management especially vendor management & contracting, high deductible health plans (HDHP), wellness strategy and implementation, prescription drug & PBM management, retiree medical, voluntary benefits including platform selection, telemedicine, consumer cost treatment estimator tools, health coaching, employee engagement, chronic disease management. Administration strategies including self-service technologies, shifting work to outsourcing, co-souring, or shared service models. Compensation consulting including plan design for board and executive comp (base, bonus, equity), broad-based and variable, and incentive programs. Extensive experience in dental, EAP, Life & Disability, FMLA and leave management, PTO, FSA, HSA, COBRA.