Christopher Dowd Email & Phone Number

Head of Asset Based Lending, Factoring, Leveraged Finance and Syndication units.

New York, United States

Responsible for the arrangement, structuring and distribution of syndicated finance transactions in the bank’s strategic niches including sponsor finance, commercial real estate, healthcare, asset based lending, middle market and mid-corporate business lines. Focus on both leveraged cash flow and ABL structures for corporate transactions.Lead sponsor & leverage finance business at the bank focusing on lower middle market companies. Originate and source multi-lender credit facilities through relationships with private equity, investment banking, non-bank lenders and commercial banking firms.Manage the agency services of all syndicated finance transactions in which IDB Bank is the Administrative Agent.

Greater New York City Area

Independent evaluations prepared for credit requests and new business opportunities which include an analysis of the industry, business, management, critical success factors, collateral and financial performance. Cash flow analysis models created when applicable.Evaluations presented to credit committee for approval. Reviewed transactions include leverage finance, corporate (middle market and large cap), ABL and factoring credit requests. Member of credit committee. Actively participate in structuring terms and conditions for new credit related opportunities ensuring consistency with credit policy. Responsibilities include approving new business opportunity memos, credit requests and attending client meetings with Relationship Managers. Exercise delegated credit authority of up to $15 million for credit exposure to new and existing clients.Monitor the performance of an assigned portfolio for credit quality measures including risk rating changes/migrations, past dues, non-accruals, expired and expiring lines, overdrafts, over lines and over advances. Primary focus on the apparel, retail, food products and services, consumer products, healthcare, non-profit and commercial real estate finance.Identify all at risk credits and credits noted for extra attention in conjunction with Relationship Managers and line staff. Assure proper reporting at quarterly watch list meetings and provide specific guidance on action plans for stressed and distressed credits.Member of steering committee tasked with the development and implementation of Basel III compliant rating models and RAROC profitability model.

New York, Ny

Secured Lending / Credit Consult Team (2005 - 2012)Manage assigned leveraged finance and ABL portfolio including covenant compliance, borrowing base & credit analysis, adherence to credit policies and dilligencing.Manage relationships with syndication representatives at each of the major commercial and investment banks. Evaluate market conditions to take advantage of favorable terms when buying into syndicated leveraged finance and ABL transactions.Prepared more than 75 detailed credit analysis reports including preparation of financial models, and review legal documentation ensuring credit approval matches final documentation.Successfully restructured more than $1 BN of distressed real estate property financings including negotiating with sponsors and loan syndicate members, drafting term sheets and working with outside legal counsel and financial consultants. Negotiated restructuring terms for distressed export trade finance transactions in Latin America resulting in 50% principal recovery.Create detailed cash flow projection models and perform credit analysis for assigned restructuring & turnaround cases.Portfolio Manager for non-core $500 mm bond/CDS portfolio including aircraft finance, corporate and financial institution positions. Loan Syndications (2000 - 2005)Formulate appropriate deal structures, including leverage, pricing, and fees for corporate, project finance and real estate transactions.Collaborate with other financial institutions to finance transactions, including corporate banking, project finance and real estate finance.Evaluate and underwrite market risk for more than $2 BN of primary loans market transactions. All underwritten loans successfully sold down to target hold levels.Successfully executed more than $1 BN in par and distressed secondary loan market trades, including leveraged finance, real estate finance and project finance.

New York, Ny

Loan Syndications & Placements DepartmentEvaluated and performed due diligence for bank arranged financings. Determined appropriate pricing, fees and depth of market to syndicate transactions down to pre-determined hold levels. Prepared confidential information memorandums for lead and joint arranged transactions. Developed customer relationships with commercial and relationship banks resulting in the sale of more than $150 million of loan assets. Successfully closed over $1 BN of loans bought and sold in the secondary loan market.

Mba, Finance

Bs, Finance

Activities and Societies: Alpha Delta Phi Fraternity