WBL provides small businesses with the working capital they need when they need it. As a private direct lender, and a service provider to Axos Bank®, we or the bank employ underwriting guidelines that expedite funding decisions in a matter of days. Where other sources may deny a strong business based on the owner’s personal credit score, WBL and/or Axos Bank® look at the overall health of the business to provide financing to business owners with less than perfect credit. MCA Declines, Raw Land, CRE, Bridges, 1st-5th Position Liens, Construction, AcquisitionsLoan AmountsWBL makes general purpose business loans in the range of $25,000 – $4,000,000.Loan TermsWBL provides short-term business loans paid back over a period between 6 and 24 months.ApprovalsBecause we won’t judge a business by its owner’s credit score alone, we approve businesses that might not otherwise qualify for financing from other lenders.