Chuck Espinoza's Location
Boerne, Texas, United States, United States
Chuck Espinoza's Contact Details
Chuck Espinoza work email
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Chuck Espinoza personal email
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About Chuck Espinoza
Chuck Espinoza is a Mortgage Loan Officer at Guild Mortgage. He possess expertise in loans, u.s. federal housing authority, u.s. va loans, mortgage lending, finance and 4 more skills.
Chuck Espinoza's Current Company Details
Guild Mortgage
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Mortgage Loan Officer
San Antonio, TX, US
- Website:
- guildmortgage.com
- Employees:
- 5224
Chuck Espinoza Work Experience Details
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Mortgage Loan OfficerGuild MortgageSan Antonio, Tx, Us
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Mortgage Loan OfficerCmg FinancialBoerne, Tx, Us -
Residential Loan OfficerGuild Mortgage Company Sep 2016 - PresentSan Antonio, Texas Area• Guild Mortgage Company is an Equal Housing Lender• Guild Mortgage Company NMLS ID 3274• Individual Loan Officer NMLS # 1153841• Phone Number (210) 393-64051149 E. Commerce Street Suite 210San Antonio, Texas 78205Responsible for generating and qualifying new clients for home ownership financing. Prepare loan applications for processing and ensure documentation requirements and closing dates are met. Meet with customers regarding financing options and keep them… Show more • Guild Mortgage Company is an Equal Housing Lender• Guild Mortgage Company NMLS ID 3274• Individual Loan Officer NMLS # 1153841• Phone Number (210) 393-64051149 E. Commerce Street Suite 210San Antonio, Texas 78205Responsible for generating and qualifying new clients for home ownership financing. Prepare loan applications for processing and ensure documentation requirements and closing dates are met. Meet with customers regarding financing options and keep them updated on mortgage status. Show less
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Vp Of Operations / OriginationsSonora Mortgage Jan 2014 - Apr 2016Boerne, TexasResponsible for establishing and manage processing, underwriting and funding processes for the Mortgage Division of The First National Bank of Sonora (dba Sonora Bank). Oversee and train loan processors and assist loan officers. Support staff within a fast pace mortgage team and branch operations of all locations. Interface with Investors on a wholesale and Correspondent basis. Ensure LOS is compliant with federal and state regulations. Managed company set up and recertification with HUD… Show more Responsible for establishing and manage processing, underwriting and funding processes for the Mortgage Division of The First National Bank of Sonora (dba Sonora Bank). Oversee and train loan processors and assist loan officers. Support staff within a fast pace mortgage team and branch operations of all locations. Interface with Investors on a wholesale and Correspondent basis. Ensure LOS is compliant with federal and state regulations. Managed company set up and recertification with HUD, Fannie Mae, Freddie Mac, MERS, and OCC. Originate loans and Market to Realtors and builders. Show less -
Mortgage Loan Specialist / Office ManagerRpm Mortgage, Inc. Jun 2009 - Dec 2013Boerne, TexasResponsible for managing the Branch Operations functions including Processing, Underwriting, Submission, Closing, Funding, account reconciliation, suspense clearance, and compliance on all levels of the loan process, application to final closing and funding. RPM Mortgage Boerne Branch was acquired by First National Bank of Sonora (DBA Sonora Mortgage) -
Mortgage Loan OfficerInterlinc Mortgage Services, Llc Apr 2006 - Jun 2009San Antonio, Texas AreaResponsible for generating new business in South Texas. Prepare loan applications for processing and ensure documentation requirements and closing dates are met. Meet with customers regarding financing options and keep them updated on mortgage status. Research investors’ programs and rates to match the needs of customers. Prepare Realtors with mortgage information and answer questions for potential buyers -
Senior Loan SpecialistHorizon Mortgage Feb 2004 - Mar 2006San Antonio, Texas AreaReview loan applications submitted by loan officers and provide loan officers and clients with required conditions to ensure loan approval, closing and funding with investors within proper time frames. Prepare and set-up loan closings, review HUDs with required parties to ensure accurate and timely loan closings. Update builder software to keep builder channel, sales, and mortgage staff aware daily of loan status.
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Senior Loan Specialist/In-House Loan Officer/ UnderwriterSummit Mortgage Jun 1999 - Feb 2004San Antonio, Texas AreaResponsible to process, submit, underwrite, and prepare for closing all FHA, VA and FNMA/FHLMC loans. Ensure data integrity meets government, as well as, investor standards. Hire and train loan processors to follow mortgage guidelines and company requirements. Received updated certification from HUD’s FHA Direct Endorsement Underwriting
Chuck Espinoza Skills
Loans
U.s. Federal Housing Authority
U.s. Va Loans
Mortgage Lending
Finance
Real Estate
Underwriting
Credit
Loan Origination
Frequently Asked Questions about Chuck Espinoza
What company does Chuck Espinoza work for?
Chuck Espinoza works for Guild Mortgage
What is Chuck Espinoza's role at the current company?
Chuck Espinoza's current role is Mortgage Loan Officer.
What is Chuck Espinoza's email address?
Chuck Espinoza's email address is ce****@****mtg.com
What skills is Chuck Espinoza known for?
Chuck Espinoza has skills like Loans, U.s. Federal Housing Authority, U.s. Va Loans, Mortgage Lending, Finance, Real Estate, Underwriting, Credit, Loan Origination.
Who are Chuck Espinoza's colleagues?
Chuck Espinoza's colleagues are The Team, Shahriar Zand, Mba, Jamie Pollard, Candice Deroo, Candice Genrich, Carol Clark, Mark Hinkle.
Not the Chuck Espinoza you were looking for?
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Charles J. Espinoza Osegueda, PMP
It'S Exciting To Lead Strategic, Transformational Initiatives. Whether It'S A Fintech It System Implementation Or An Upgrade To A New Erp System, My Passion Is To Be Part Of The Team That Delivers Innovation.Washington Dc-Baltimore Area -
Chuck Espinoza
Creative And Critical Thinker With A Knack For Converting Ideas Into Innovative Results.El Segundo, Ca2me.com, chuckespinoza.com2 +131092XXXXX
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