Cole Ready Email & Phone Number

Denver, Colorado, United States

Duties include project management, asset onboarding, and liaison to senior management for my direct team.

Centennial, Colorado, United States

Denver, Colorado, United States

Series 7 and Series 63 licensed. Presently working in a client-focused role within Fidelity’s stock plan department. My responsibilities include: Providing guidance and investment advice on clients’ employee stock purchase plans and stock options/awards, placing mutual fund and equity trades, assisting with fund transfers between Fidelity accounts and clients’ external accounts, and offering support with account maintenance and service issues.

Denver, Colorado, United States

Assisted the owners of Uptown & Humboldt restaurant and food truck in their opening and operation of restaurant TWENTYFOUR, located within the Nativ Hotel. Responsibilities included ingredient procurement, developing cost-effective culinary dishes, organizing and recording financial documents, and creating short- and long-term business goals.

Greenwood Village, Co

As an Associate Bank Examiner, I assisted in the federal regulation and oversight of major U.S. agricultural banks. I worked with cross-functional teams from our respective field offices to organize and lead examinations of Farm Credit System Banks and Associations located across the country. My responsibilities included:• Examining and analyzing loans at Farm Credit System institutions to validate credit performance classifications, risk identification standards, underwriting practices, credit administration practices, and compliance with federal banking regulations • Evaluating cash flow, repayment capacity, liquidity, solvency, collateral positions and valuations, loan pricing and conditions, and business structure of various borrower accounts as part of an association's loan review examination • Analyzing the overall financial health, trends, and projections of associations in the CAMELS (Capital, Assets, Management, Earnings, Liquidity, Sensitivity) areas • Planning and leading both on-site and off-site examination activities of associations to evaluate lending practices, financial operations, management processes, corporate governance, and compliance with federal regulations • Developing detailed reports of examination to present findings, required actions, and recommendations to an Association’s Executive Management team and the Board of Directors • Performing statistical database querying with Excel and Access software in order to analyze and sample large loan database from system institutions • Receiving extensive formal training in credit, finance, appraisals, risk management, loan portfolio management, database analysis, internal and external audit, information technology, communication, and regulatory compliance

Aurora, Co

Experiences included:• Ensured sound banking practices and compliance with Federal and Farm Credit Administration regulations of financial institutions through on-site examinations• Analyzed the financial health of associations (banks) using the CAMELS (Capital, Assets, Management, Earnings, Liquidity, Sensitivity) system • Performed financial analysis and risk classifications of individual borrower accounts in association’s loan portfolios• Evaluated executive compensation practices of associations in the Farm Credit System using Excel models as part of a group intern project• Training in credit analysis, finance, banking, risk management, effective communication, and regulatory compliance

Master Of Science - Ms, Finance, General

Bachelor Of Science - Bs, Business Administration And Management, General

Activities and Societies: • CSU Japan Club - Served as Treasurer • CSU Hui O' Hawaii (Hawaii Club) - Served as Treasurer • CSU Finance.