Colton Wackman Email & Phone Number

Newport Beach, California, US

San Francisco, CA, US

• Managed seven mortgage banking clients with monthly loan production over $500 million; responsible for making discretionary trading decisions and forward selling agency mortgage-backed securities in the TBA market, on.
• Lead daily calls with secondary marketing managers to advise on hedging strategies and to monitor current pipeline performance and explain daily drivers of economic gain and loss
• Guided high volume clients through the construction of mortgage pools to be certified by GSEs and sold to institutional investors; responsible for orchestrating trading relationships with Wall Street dealers to obtain.
• Monitored clients risk position by forecasting daily lock volume, fallout, duration implications on loans and hedges, and pipeline stage shift
• Performed monthly analysis on clients' historical pull-through data to decide the likelihood of funding of each loan as it progresses through the stages of the client's pipeline; used corresponding pull through data to.
• Integrated first-day margin assumptions and base servicing release premiums into our valuation model to accurately mark to market clients loans ready to be sold and provide an MSR servicing retained/ released.

Washington, DC, US

• Founding member of Tamid Chapter on Chapman University campus – Tamid Investing Team
• Gaining exposure to global markets though in-depth financial analysis of companies traded on markets inside and outside of the United States and specialize in different sectors of the Israeli economy
• Pitching domestic and international stocks to the national review board with a fund of an increasing $30,000

• Analyzed creditworthiness of potential borrowers by spreading financials to master loan presentation documents and calculated key financial ratios for businesses and consumers
• Assisted senior loan officer committee with analyzing loan presentations and approving loan structure and financing covenants for borrowers applying for greater than $2MM
• Worked with Community Reinvestment Act (CRA) team auditing WISH loans and F&M Bank investments in low to moderate income tracts to maintain “Outstanding” designation by FDIC examiners
• Presented current CRA progress report to F&M Bank board of directors analyzing regional branches’ loan and reinvestment volume too low to moderate income tracts

Laguna Niguel, California, US

• Handling investment and administrative correspondence between clients and our broker-dealer
• Conducting research and analysis on emerging trends and market forces
• Working with multiple team members to facilitate a seamless client to advisor relationship
• Gaining broad overview of wealth management from estate planning and tax efficiency to risk assessment and management

Rancho Cordova, California, US

• Facilitated transfer of mortgage loans, servicing documents and servicing rights to companies such as Fannie Mae, Freddie Mac, and Ginnie Mae
• Perform mortgage loan audits - managed CRM system and perform maintenance on master data sets to validate accuracy and perform correction as needed
• Analyzed MERS reports to find discrepancies in the data fields and perform week to week updates
• Managed all incoming and outgoing Post-Closing Department correspondence through our pipeline and to external companies. Worked with title companies, insurance companies and HUD to ensure files met mortgage compliance.