Colton Wackman Email & Phone Number

Newport Beach, California, Us

San Francisco, Ca, Us

• Managed seven mortgage banking clients with monthly loan production over $500 million; responsible for making discretionary trading decisions and forward selling agency mortgage-backed securities in the TBA market, on clients behalf, to provide a hedged positionagainst interest rate volatility• Lead daily calls with secondary marketing managers to advise on hedging strategies and to monitor current pipeline performance and explain daily drivers of economic gain and loss• Guided high volume clients through the construction of mortgage pools to be certified by GSEs and sold to institutional investors; responsible for orchestrating trading relationships with Wall Street dealers to obtain favorable pay ups on specific cuts of mortgage pools with varying prepayment characteristics• Monitored clients risk position by forecasting daily lock volume, fallout, duration implications on loans and hedges, and pipeline stage shift• Performed monthly analysis on clients' historical pull-through data to decide the likelihood of funding of each loan as it progresses through the stages of the client's pipeline; used corresponding pull through data to accurately model clients risk position• Integrated first-day margin assumptions and base servicing release premiums into our valuation model to accurately mark to market clients loans ready to be sold and provide an MSR servicing retained/ released recommendation based on their portfolio needs

Washington, Dc, Us

• Founding member of Tamid Chapter on Chapman University campus – Tamid Investing Team • Gaining exposure to global markets though in-depth financial analysis of companies traded on markets inside and outside of the United States and specialize in different sectors of the Israeli economy• Pitching domestic and international stocks to the national review board with a fund of an increasing $30,000

• Analyzed creditworthiness of potential borrowers by spreading financials to master loan presentation documents and calculated key financial ratios for businesses and consumers• Assisted senior loan officer committee with analyzing loan presentations and approving loan structure and financing covenants for borrowers applying for greater than $2MM• Worked with Community Reinvestment Act (CRA) team auditing WISH loans and F&M Bank investments in low to moderate income tracts to maintain “Outstanding” designation by FDIC examiners• Presented current CRA progress report to F&M Bank board of directors analyzing regional branches’ loan and reinvestment volume too low to moderate income tracts

Laguna Niguel, California, Us

• Handling investment and administrative correspondence between clients and our broker-dealer • Conducting research and analysis on emerging trends and market forces • Working with multiple team members to facilitate a seamless client to advisor relationship • Gaining broad overview of wealth management from estate planning and tax efficiency to risk assessment and management

Rancho Cordova, California, Us

• Facilitated transfer of mortgage loans, servicing documents and servicing rights to companies such as Fannie Mae, Freddie Mac, and Ginnie Mae• Perform mortgage loan audits - managed CRM system and perform maintenance on master data sets to validate accuracy and perform correction as needed• Analyzed MERS reports to find discrepancies in the data fields and perform week to week updates• Managed all incoming and outgoing Post-Closing Department correspondence through our pipeline and to external companies. Worked with title companies, insurance companies and HUD to ensure files met mortgage compliance and regulatory laws and requirements