Columbus Johnson Email & Phone Number

Atlanta Metropolitan Area

Responsible for originating new business transactions with customers in the Rail and Power sectors.Transactions include leases and loans on rail equipment (railcars, locomotives), and tax equity (sale/leaseback) and loans on renewable energy projects (i.e. solar). Transaction sizes range from $5 million to $100 million.

Greater Atlanta Area

Responsible for originating, pricing, and structuring new business transactions with customers engaged in rail and power. Target customers include railcar lessors and shippers, utilities, electric cooperatives, community solar and municipalities. Transactions include leases and loans on rail equipment (railcars, locomotives), and tax equity sale/leasebacks and loans on power projects (gas, solar and wind). Principal duties include:• Originate and structure loan and lease transactions with… Show more Responsible for originating, pricing, and structuring new business transactions with customers engaged in rail and power. Target customers include railcar lessors and shippers, utilities, electric cooperatives, community solar and municipalities. Transactions include leases and loans on rail equipment (railcars, locomotives), and tax equity sale/leasebacks and loans on power projects (gas, solar and wind). Principal duties include:• Originate and structure loan and lease transactions with banks, sponsors, utilities, electric cooperatives, and rail lessors and shippers• Develop, manage, and continue to enhance relationships with lessors, financial institutions, sponsors and intermediaries to promote and ensure a flow of future business opportunities • Provide insight and feedback to the senior management of PacWest regarding competitive and market appetite for specific types of assets, structures, and pricing • Partner with credit, asset management, documentation, portfolio management, and legal within PacWest to balance risk management goals with the needs of customers Show less

Greater Atlanta Area

Served as a leader of the team that was responsible for managing financial risks for the global GE Power Services business. • Ensured all program implementations are in strict compliance with risk appetites for various entities, including setting exposure limits by customer and country. • Led the quarterly Credit Risk Council to review portfolio trends and to revise the delegations of authority and underwriting thresholds accordingly based on trends.• Directed the quarterly Risk… Show more Served as a leader of the team that was responsible for managing financial risks for the global GE Power Services business. • Ensured all program implementations are in strict compliance with risk appetites for various entities, including setting exposure limits by customer and country. • Led the quarterly Credit Risk Council to review portfolio trends and to revise the delegations of authority and underwriting thresholds accordingly based on trends.• Directed the quarterly Risk Steering Committee to assess impairment of high risk contracts.• Managed annual stress testing process to identify future macro risks that could impact utilization of the portfolio and to estimate the potential downside exposure Show less

Greater Chicago Area

Held full oversight accountability across the 1st line underwriting and portfolio management activities for the $4 billion rail portfolio. Provided leadership and direction to a team of risk professionals consisting of underwriters, portfolio managers, insurance manager, data analytic and asset managers. • Established underwriting and portfolio management standards, including Risk Appetite • Led large restructure/bankruptcies• Signed-off on quarterly Allowance for Loans and Lease… Show more Held full oversight accountability across the 1st line underwriting and portfolio management activities for the $4 billion rail portfolio. Provided leadership and direction to a team of risk professionals consisting of underwriters, portfolio managers, insurance manager, data analytic and asset managers. • Established underwriting and portfolio management standards, including Risk Appetite • Led large restructure/bankruptcies• Signed-off on quarterly Allowance for Loans and Lease Losses (ALLL) and impairment reserves• Attested to accuracy of information submitted to GE Capital for Fed reporting on a monthly basis Show less

Greater Chicago Area

Led underwriting team that managed over 100,000 railcars and 1,000 locomotives: • Managed risk process for new product offerings such as locomotive operating leases • Led risk management for business development activities (i.e. divestitures or acquisitions)• Monitored portfolio metrics and elevate concerns to CEO, CRO and CFO• Led complex customer restructures and bankruptcies• Developed and implemented Risk policies, such as underwriting, valuation and impairment policies

Chicago

Provided overall product line leadership for fixed leasing business, which was comprised of approximately 120,000 railcars and annual revenue of $500MM. Led matrix organization to maximize business performance and to ensure that revenue and cost targets are achieved.• Developed pricing strategy to take advantage of market dynamics and growth opportunities• Supervised daily deal review meeting, and approve lease transactions from a structuring and pricing perspective• Collaborated… Show more Provided overall product line leadership for fixed leasing business, which was comprised of approximately 120,000 railcars and annual revenue of $500MM. Led matrix organization to maximize business performance and to ensure that revenue and cost targets are achieved.• Developed pricing strategy to take advantage of market dynamics and growth opportunities• Supervised daily deal review meeting, and approve lease transactions from a structuring and pricing perspective• Collaborated with Sales Leadership team to develop new business opportunities• Led customer negotiation on larger and complex transactions• Partnered with Operations team to minimize repair and storage costs thru deal structuring• Reviewed contracts (i.e. lease documents, termination agreements, settlement agreements, etc.)prior to execution to ensure that documents accurately reflect the agreed upon terms Show less

Ge Capital Rail Services

Managed team of Risk Analysts and Contract Administrator that were responsible for approval anddocumentation of lease transactions for the petro-chemical segment of GE Rail's leasing business:• Reviewed In-Fleet transactions and provided recommendations for transactions• Prepared written credit analysis for new investment or large transactions of $5MM to $25MM• Performed credit investigations, including financial analysis and customer interviews• Analyzed all inherent… Show more Managed team of Risk Analysts and Contract Administrator that were responsible for approval anddocumentation of lease transactions for the petro-chemical segment of GE Rail's leasing business:• Reviewed In-Fleet transactions and provided recommendations for transactions• Prepared written credit analysis for new investment or large transactions of $5MM to $25MM• Performed credit investigations, including financial analysis and customer interviews• Analyzed all inherent business, industry, collateral and other risks in determining whether to pursue opportunity• Assisted in structuring deals and negotiating all aspects of a deal to closing, including preparation of transaction documentation Show less

Responsible for credit due diligence, structuring, and closing of loan and lease transactions secured by equipment and real estate, ranging from $10MM - $250MM for manufacturers, restaurants and c-stores(turn-key), retailers, services companies, etc:• Engaged in due diligence trips to visit customers in order to gain a better understanding of thecustomer's operations• Prepared and presented credit submission to committee for approval• Negotiated documentation directly with… Show more Responsible for credit due diligence, structuring, and closing of loan and lease transactions secured by equipment and real estate, ranging from $10MM - $250MM for manufacturers, restaurants and c-stores(turn-key), retailers, services companies, etc:• Engaged in due diligence trips to visit customers in order to gain a better understanding of thecustomer's operations• Prepared and presented credit submission to committee for approval• Negotiated documentation directly with customer• Managed portfolio accounts to ensure performance, and restructured accounts when deemednecessary. Show less

Performed financial analysis and credit due diligence on highly structured term loan and lease transactions secured by equipment and real estate, varying in size from $1MM to $50MM for middle market companies, including manufacturers, restaurants and c-stores (turn-key), retailers, services companies:• Prepared clear and concise underwriting memorandums for credit approval• Assisted Capital Markets in their efforts to syndicate transactions• Assisted Portfolio Management Group in… Show more Performed financial analysis and credit due diligence on highly structured term loan and lease transactions secured by equipment and real estate, varying in size from $1MM to $50MM for middle market companies, including manufacturers, restaurants and c-stores (turn-key), retailers, services companies:• Prepared clear and concise underwriting memorandums for credit approval• Assisted Capital Markets in their efforts to syndicate transactions• Assisted Portfolio Management Group in their efforts to restructure or workout problem accounts. Show less

Supervised up to 5 staff accountants while ensuring the timely completion of the audit engagement.Worked on financial audits for manufacturing companies, not-for-profit organizations, and financialservices companies:• Reviewed work of staff accountants and took ownership of their work• Compiled, analyzed and presented recommendations for internal control functions• Drafted financial statements of clients after completion of audit engagement.