Steve Payne Email and Phone Number

Independent agent specializing in group benefits and Medicare Supplement Insurance products

Specialized in sub prime auto financing

Responsible for managing new receivables in the sub prime auto industry hrough effective education of company policy and face to face relationship building. Managed 10 million dollar portfolio to under 2% deliquency, with effective underwriting, monotoring collections, customer contact, and establishment of a new continious flow of business.

Cordinated indirect finance sales contracts for over 125 franchised automobile dealerships in the sub prime auto arena. Expanded territory production from an average of 30 contracts per month from a core group of 25 dealers to over 125 contracts a month from a core group of over 80 dealers. Reestablished company presence from a bottom third market share to a consistant top five market holder.

Initiated and changed climate for sub prime auto loan company in the greater Cincinnati are. Experience over 200% growtrh over 3 years

Daily sales and finance managment- maximizing profit from sales to finance for 2 franchised auto dealerships. Managing and training sales staff on technique and proper attention to detail. Daily monitoring of budgetincluding but not limited to inventory and advertising

Started local auto finance branch that was responsible for new indirect auto finance contracts Increased the indirect receiveables for three local branches from an average of less than 10 to over 60 per month Managed and trained a full time staff of seven.