Constance Lekoape Email & Phone Number

Johannesburg Metropolitan Area

• To evaluate, and present applications for funding and structure deals.• Evaluate applications for finance (financial, technical or marketing disciplines) through due diligence investigations• Deal structuring - evaluate and effectively structure transactions with detailed application of IDC financing instruments• Risk identification and mitigation• Deal Optimization - ensuring the deal is aligned with the strategic objectives of the unit and will contribute to meeting industry… Show more • To evaluate, and present applications for funding and structure deals.• Evaluate applications for finance (financial, technical or marketing disciplines) through due diligence investigations• Deal structuring - evaluate and effectively structure transactions with detailed application of IDC financing instruments• Risk identification and mitigation• Deal Optimization - ensuring the deal is aligned with the strategic objectives of the unit and will contribute to meeting industry development goals• Prepare and submit basic assessments and comprehensive credit proposals that meets the business units funding requirements• Account management function up to first draw Show less

• Credit Assessment: Evaluate the creditworthiness of borrowers within the market, ensuring adherence to credit risk policies and guidelines• Risk Analysis and Due Diligence: Perform thorough credit risk analysis and due diligence on potential borrowers employing financial models and market research• Prepare investment papers, determine the credit risk of new deals, recommend appropriate debt pricing and make investment recommendations to the investment committee• Portfolio… Show more • Credit Assessment: Evaluate the creditworthiness of borrowers within the market, ensuring adherence to credit risk policies and guidelines• Risk Analysis and Due Diligence: Perform thorough credit risk analysis and due diligence on potential borrowers employing financial models and market research• Prepare investment papers, determine the credit risk of new deals, recommend appropriate debt pricing and make investment recommendations to the investment committee• Portfolio Monitoring: Continuously monitor credit risk exposure across the portfolio, analysing trends and identifying potential risks or areas of improvement• Preparation and conclusion of loan agreements and other ancillary documentation as well as ensuring that deals are implemented according to Agreements and that security is in effect.• Monitor adherence to covenants and monitor loan agreements compliance, liaise with the borrower to ensure that no clauses on the agreement is breached.• Lead and develop junior analysts and graduates Show less

Johannesburg Area, South Africa

• To evaluate, manage and approve credit risk by providing advice and support through implementation of group credit mandates, risk frameworks and methodologies.• Assess and approve credit in terms of approved mandate to minimize credit risk to the business and manage the credit approval process• Build and maintain effective working relationships by providing a range of specialized credit risk management advisory services.• Enhance processes, policies and procedures by recommending… Show more • To evaluate, manage and approve credit risk by providing advice and support through implementation of group credit mandates, risk frameworks and methodologies.• Assess and approve credit in terms of approved mandate to minimize credit risk to the business and manage the credit approval process• Build and maintain effective working relationships by providing a range of specialized credit risk management advisory services.• Enhance processes, policies and procedures by recommending and making submissions to the relevant parties.• Support the achievement of the business strategy, objectives and values by reviewing Absa's and Business Unit Plan and ensuring delivered systems, processes, services are aligned• Keeping up to date with the relevant laws and legislation to ensure that my decision making is sound and in line with the relevant governance standards Show less

Parktown

Johannesburg Area, South Africa

Johannesburg Area, South Africa

Masters Of Commerce, Development Finance

Post Graduate Diploma In Management, Business/Commerce, General

Bachelors Of Commerce With Honours, Economics

-Strong focus on Labor Economics -Research Topic:Returns To Education in South Africa: A study of the differences between black and white.

Bachelor'S Degree, Bcom Economics, Completed With 2 Distinctions

Activities and Societies: Head of Administration in Young Economics Society Majored in Economics, Finance and Statistics

High School, Completed With 2 Distinctions

Activities and Societies: RCL (Representative Council for Learners) (2008) Disciplinary Committee (2008) Hockey First Team (2006 -2008).