Cooper Lecza Email & Phone Number

San Diego, CA, US

San Diego, California, United States

• Performing all of the duties of a Credit Manager as well as:
• Developing new procedures for credit processes to ensure that valuable data is captured, including building reduced payment requests, loan changes, and Credit Committee reviews into Mulligan Funding's Salesforce platform
• Improving the customer onboarding process to mitigate fraud and write-off risk by adding third-party vendors to Mulligan Funding's software suite as well as strengthening existing policies
• Collaborating with Sales, Compliance, Legal, and senior management to drive business growth and optimize credit processes

San Diego, California, United States

• Trained, coached, and mentored a growing team of credit analysts and funding specialists with various levels of experience, setting performance targets, KPIs, and providing feedback
• Served as a member of the company's Credit Committee to review high-dollar amount loan opportunities and performed final approvals for loans exceeding $150,000
• Developed and monitored credit policies and procedures to ensure that analysts and funding specialists adhered to BSA/AML guidance and mitigating micro- and macroeconomic risk
• Created and analyzed Salesforce dashboards to measure team performance and identify opportunities for instruction and improvement

• Delivered consistently high performance in unit and dollar fundings, focusing on complex businesses and high-dollar loans
• Routinely exceeded production volume goals and turnaround expectations for reviewing loan applications
• Monitored industry trends and portfolio performance to identify opportunities for growth

San Diego, California

• Analyzed loan applications, credit bureau reports, financial statements, tax returns, and other documents in order to make consistent, responsible lending decisions on consumer loans
• Routinely exceeded production volume goals and turnaround expectations for reviewing loans
• Communicated with applicants and partners to gather the necessary information to make appropriate decisions, and clearly explain reasons for approving or denying requests
• Assisted in creating and implementing new guidelines and procedures for consumer loan products, and maintain knowledge of various industry trends in order to mitigate the company's risk exposure

Greater Boston Area

• Managed a database of financial information using SAP BusinessObjects in order to collect and monitor financial reporting from affiliates
• Analyzed and validate data sent from affiliates before consolidating for monthly close and reporting
• Produced a monthly report for senior management using advanced Excel (VBA and macros) and PowerPoint with detailed analysis of financial performance by affiliate, region, and group, and identification of business drivers
• Assisted corporate development team with creation of back-up books to aid in merger and acquisition activity
• Collaborated with distribution, corporate development, and controlling teams in both Boston and Paris to complete ad hoc and recurring projects

Wellesley, Massachusetts

• Analyzed portfolios for rebalancing of asset allocations, underperforming assets, and cash balances
• Assisted financial advisors in creating plans for high net-worth ($2m+) clients
• Managed and updated portfolio records when changes were made
• Wrote client letters and meeting agendas for financial planners to use in client correspondence

Greater Boston Area

• Assisted tax department with filing state, local, and federal tax returns
• Collaborated with outside consultants and accountants to ensure timely and accurate reporting
• Maintained historical tax records on multiple affiliates

Dublin, Ireland

• Organized connections between importers and exporters from various countries
• Analyzed economic reports to identify opportunities for companies to expand
• Managed accounts for clients and furnished business strategy reports

Bedford, NH

• Oversaw day-to-day operations of accounts payable department while the company was undergoing an acquisition and took on the role of head of accounts payable while the company was searching for a replacement
• Managed the payment of over $300,000 per week of bills
• Collaborated with project management department in order to track and bill projects accurately

Nashua, NH

• Researched and analyzed stocks to create a weekly list that satisfied a set criteria
• Managed and updated a database of client information in order to streamline meeting preparation
• Analyzed asset allocations in accounts to determine necessary changes
• Represented the branch at trade shows and public events in order to draw incoming clients

Bedford, New Hampshire

• Trained new employees
• Planned and executed events with 100+ attendees
• Built and maintained relationships with members and guests
• Worked with management in assessing needs

Bachelor Of Science, Economics-Finance

Activities and Societies: Bentley Investment Group, Campus Activities Board, Bentley Economics-Finance Society, PricewaterhouseCoopers.

Education record