Cosmin Toader Email & Phone Number

Romania

Bucharest, Romania

Bucharest, Romania

- Administration of Large Corporate Clients- Responsible for marketing the full range of bank’s products and services, including crossselling.- Responsible for preparing loan applications after collecting all the necessary data from the clients. The loan applications should be prepared by involving the relevant colleagues from the support departments of the bank (Project Finance, Treasury etc.) - Studies business opportunities, sets working strategies in order to enlarge multinational corporate customers portfolio.- Pays visits to clients, offers all the necessary information to the existing or potential clients according to Bank's procedures.- Insures the maintenance of the relationship with the existing clientele base and takes care that they were offered complete and best quality services.- Prepares call reports after each visit to the client.- Coordinates the offers made to the clients together with the product managers and negotiates them directly with the customers..- Prepares the credit offers and negotiates them directly with the customers.- Keeps continuous track of the clients' profitability and makes all the necessary efforts to maximize it.

Grigore Mora Branch

- Account Management - coordinate the overall relationship management activities to international corporate clients- Project management experience by leading multi-departmental teams with the purpose of approving credit loans;- Define financing structures for the client's financing requests, including analyzing financial performance, cash-flow projections and collateral structure;- Market and sell a full range of financial services and products which including cash management, trade finance, treasury, loans - Formulate credit proposals, prepare relevant credit reports and applications, and review loan documentation and financial reports as required- Responsible for achieving the budget objectives;

Grigore Mora Branch

• Marketing the bank’s products and services to clients and prospective clients (current accounts, termdeposits, cards, electronic banking, trade finance, treasury services, cash collection, etc.);•Providing advice to clients with regard to operating matters;•Maintaining and updating the branch’s database of existing and potential clients;•Develop and improve the products offered to corporate customers, in cooperation with other Bank’sdepartments;•Managing the daily relationship with existing clients;•Conduct regular performance review of the credit facilities ( financial rating, financial performance,financial analysis);•Drafting indicative offers with the involvement of the relevant superiors and colleagues from the supportdepartments of the bank (Cash Management);•Providing support for the preparation of reports required for monitoring and management of commercial activities of the branch

Master'S Degree; Management Of Banking Systems

Bachelor'S Degree, Finance, Insurance, Banking And Stock Exchange

High School Diploma, Mathematics-Informatics