As a Mortgage Specialist, I have 15 years of experience in the mortgage industry, working with various roles and functions, such as loan officers, processors, underwriters, and customers. I have a strong background in loan origination, processing, underwriting, and closing, as well as compliance, risk management, and customer satisfaction. Most recently, I was a Lock Desk Specialist at Umpqua Bank, where I provided excellent customer service and support to the mortgage department. I was responsible for locking loan rates, verifying loan data, and communicating with internal and external stakeholders. I helped customers achieve their homeownership goals and provided them with the best possible mortgage solutions. I am always eager to learn new things and improve my competencies in this dynamic and competitive field.
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Lock Desk AnalystNfm LendingSpokane, Wa, Us -
Capital Markets Integrations Analyst ILenderworks Jun 2024 - Present -
Lock Desk SpecialistUmpqua Bank Oct 2012 - Feb 2019Spokane, Washington, United StatesProduced and distributed daily rate sheets.Lock approved loans with appropriate investors. Helped to educate our loan officers on pricing scenarios and various loan programs.Assisted manager on monthly pricing committee calls.Maintained all lock requests for changes and adjusted pricing accordingly and accurately. -
Mortgage Lock Desk AnalystSterling Savings Bank Jun 2009 - Oct 2012Spokane WaSold loans by efforts on secondary market.Carried out pre-funding & post funding conditions.I packaged and shipped all loans as well as balanced and settled purchase agreements from our investors.Maintained and delivered accurate spreadsheets of all locked, purchased, and adversed loans to management -
Loan AdministratorSterling Savings Bank Jun 2008 - Jun 2009Spokane, Washington, United StatesMet and exceeded workflow needsProduced daily rate sheets for our loan originators.Adhered to federal and state compliance guidelines relative to retail mortgage lending.Performed daily maintenance of loan applicant data.End of month reporting for all mortgage retail stores within Sterling Savings Footprint. Order outs for credit reports, appraisals, insurance declaration pages and preliminary title reports. -
Loan Servicing SpecialistSterling Savings Bank Jun 2006 - Jun 2008Spokane, Washington, United StatesDeveloped a standard operating procedure to pay customers escrows with a third party vendor.Performed HMDA scrubs on all mortgage loans.Assigned MERS MIN numbers for mortgage loans.Audited files regularly to detect and correct paper or processing errors.Verified newly-loaded mortgage loans against established standards.Examined and verified information in loan application and closing documents.
Frequently Asked Questions about Crystal Lawrence
What company does Crystal Lawrence work for?
Crystal Lawrence works for Nfm Lending
What is Crystal Lawrence's role at the current company?
Crystal Lawrence's current role is Lock Desk Analyst.
Who are Crystal Lawrence's colleagues?
Crystal Lawrence's colleagues are Daniel Proulx, Elsie Denny, Shanique Carpenter, Sharon Davis, Bryan Pearce, Megan Kritsky, Reanna Hamrick.
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