Dan Liu Email & Phone Number

Greater Minneapolis-St. Paul Area

- Lead independent evaluation of concurrent Collection strategy proposals and cyclical validation of existing strategies as part of the Operational Risk oversight, to assess effectiveness of strategy design criteria, compare projections versus actual results, confirm proper implementation, and improve accuracy and completeness of strategy documentation and change control.- Perform ad-hoc or deep dive analyses to better understand the materiality of concern to Collection strategies, such as impact on net-flow and delinquency roll rate, payback rate, incremental business operating cost, and impact to charge-off dollars. - Meet audit like requirements and document strategy validation results to produce factual Second Line oversight reports that will be shared with business stakeholders and leveraged to drive quality improvement opportunities across Collection strategy design, delivery, operations, and monitoring processes.- Work with other business functions, such as credit strategy, risk testing, collection operations, fraud/IT, and data analytic teams in strategic projects to proactively identify operational and compliance risks and provide actionable solutions. - Excellent interpersonal skills with capability to foster strong relationships and build informal networks without compromising independence.

Greater Minneapolis-St. Paul Area

•10+ years in data analytics using SAS, SQL, Unix, SAS VA/BI, Decision Tree on daily bases to mine through large quantity of data, deliver accurate and timely results to fulfill client requests.•Experiences in managing 7+ consumer-lending industries across Power Sports installment, Outdoor Power Equipment, Home Specialty, RV/Marine, Retail specialty and $2B+ in financial assets, and demonstrated strong self-learning skills to be SME in each business role.•Experiences in working with 5+ different data platforms simultaneously, successfully executed multiple projects to harmonize SAS codes across different data warehouses and datasets. Ability to extract data variables from different data platforms and create centralized data repository to better serve business needs.•Expertise in PS and RC origination and servicing systems, digital and non-digital origination channels, business models, credit strategies, and data platforms•Experience in delivering entire project/product lifecycle from identifying business opportunities, building action plans with clear and strong supporting data, influencing cross-functional team and senior leadership, to flawless implementation and monitoring.•Successfully launched mobile application channels for Payment Solution clients. •Assisted in marketing initiatives to identify business opportunities, design marketing campaign strategies, execute, and post-production monitoring to ensure projects accuracy and efficiency. •Articulate research findings to executive leadership team, and offer recommendations based on analyses. •Build predictive models and perform data forecasts for clients to project future industry trends and identify growth opportunity leading to $20M in additional revenue and mitigate $5M+ in credit and fraud losses.•Created Commercial performance monitoring, and became the SME on PS commercial management•SME for Canada active portfolios performance monitoring

Greater Minneapolis-St. Paul Area

•Use SAS, SQL, Model Builder and other statistical tools regularly to gather data to assist in management decision-making, to improve existing financial model and scorecard, and to explore new business opportunities.•Support the development, execution, and monitoring of risk management across the $2B+ Power Sports, RV/Marine, and Outdoor Power Equipment industries. •Conduct ongoing portfolio reporting and regular client reviews to track demographic trends, approval rate and average purchases, repeat purchase rate and cross-selling opportunities, delinquency and losses metrics, fraud activities prevention. •Conduct various portfolio analyses to track performances, identify key risk indicators and offer loss mitigation solutions, drive profitability, and increase customer satisfaction.•Ensure regulatory compliance is inherent in all risk strategies and activities.•Work with various business functions such as sales, business development, finance, legal/compliance, collections, and operations to help drive sales volume, increase client satisfaction, recover losses, and enhance underwriting strategies.•Strong technical skills to work effectively with large amount of data to generate monitoring reports and dashboard.