Deserve provides a mobile-first credit card platform that enables its clients to offer their own highly customized, white label or co-branded credit card programs, with reduced cost and complexity. All-in-one. Scalable. Secure.

Mercury Financial is focused on developing, marketing and servicing credit products, including credit cards and personal loans, for near-prime and sub-prime consumers. Mercury Financial is currently the 24th largest servicer of Mastercard and Visa cards in the U.S. The company has offices in Austin, Texas and Wilmington, Delaware.

Managing counsel for global financial services company with approx. $6 billion in leased and financed assets under management. Provided practical advice and assistance to the executive leadership team on all legal and strategic matters relating to consumer and commercial lending activities in 22 countries. Instrumental in executing the company’s global expansion strategy through active involvement in corporate and asset acquisitions in Canada and Europe, establishment of a new captive finance company in Mexico, and establishment of a strategic relationship in Australia and New Zealand. Regularly involved in funding the business though securitization and syndication of receivables (conduit and term transactions). Consistently provided guidance on regulatory and compliance matters and questions relating to consumer and commercial lending products, activities and initiatives. Motivated and inspired a team of highly skilled lawyers and legal professionals in multiple countries. Lead the legal effort to establish direct lending capabilities in Europe through a $400 Million acquisition and successful application to the Central Bank of Ireland for a bank license. Played a critical role in $25 billion privatization transaction.

Leader of legal team supporting all commercial lending activities in dynamic, fast-paced environment. Responsible for complex lease and finance agreements with publicly-traded, multi-national customers. Negotiated, drafted and finalized agreements with third-party funding sources to provide solutions in the channel, and in certain geographies. Collaborated with Treasury team to establish securitization conduits for fixed-term and revolving receivables. Provided advice and assistance in expanding direct lending capabilities to Canada through a corporate acquisition.

In-house counsel for $1 Billion unit of GE Capital, responsible for providing pragmatic legal advice and services to management, sales, risk, operations and finance teams on a wide variety or matters involving the establishment and operation of commercial finance programs for equipment manufacturers and dealers. Structured complex commercial agreements with OEMs and dealers, including operating agreements, joint-venture agreements, strategic alliance agreements and floor-plan financing agreements. Negotiated and drafted numerous lease and finance contracts, as well as ancillary agreements such as guarantees, letters of credit and non-disclosure agreements, with customer ranging in size from sole-proprietors to Fortune 50 companies and state and local governmental entities. Provided effective training to sales and other business functions on policy, regulatory, compliance and legal matters that directly impacted their daily responsibilities.

Sole, in-house lawyer for start-up financial services company. Fulfilled all corporate governance and secretarial responsibilities, including preparation of proxy statements and board minutes, and the conduct of board and shareholder meetings. Created all standard-form contract templates for the company, established processes for tracking contracts, perfecting security interests, customer billing and collection, and collection and remittance of sales and use tax. Negotiated all lease and finance contracts with customers. Negotiated and drafted vendor program agreements with equipment manufacturers and dealers. Negotiated and documented the sale of portfolios of commercial equipment lease and finance transactions to multiple banks, and formed and managed a wholly-owned subsidiary to effect the sales. Advised management regarding consumer privacy, employment, administration of employee incentive stock option plan and real estate leases.

Senior associate with experience in all facets of commercial litigation, including representing corporate clients at hearings, mediations, trial and settlement negotiations. Drafted and argued trial, summary judgment and discovery motions. Conducted and defended numerous depositions, drafted and responded to written discovery, evaluated litigation exposures and prepared initial case assessments and periodic client reports.