I have served in the mortgage/lending community for 40 years. During this time I have originated mortgages for Banks, Credit Unions, Savings and Loans, Builders and Wholesales Lenders. I have become very familiar with Fannie Mae, Freddie Mac, FHA, VA and USDA guidelines and originating systems. My focuses are working with members and future members of Copper State Credit Union and to identify their goals and objectives during the mortgage process and to assist them with selecting and… Show more I have served in the mortgage/lending community for 40 years. During this time I have originated mortgages for Banks, Credit Unions, Savings and Loans, Builders and Wholesales Lenders. I have become very familiar with Fannie Mae, Freddie Mac, FHA, VA and USDA guidelines and originating systems. My focuses are working with members and future members of Copper State Credit Union and to identify their goals and objectives during the mortgage process and to assist them with selecting and identifying the mortgage programs available at Copper State Credit Union that will best match their ultimate mortgage goals. In an industry that is as fluid as mortgage lending, my goal is to help this process flow as seamlessly as possible and be available to you as a guide through this process.If purchasing a home, I can assure you with my experience that I will be able to map out any potential mine fields that can derail or delay the mortgage process so that as a team we can be proactive in addressing this or any situation that could potentially harm the process and a timely closing of your loan. Included in this team mentality should be your realtor and I can assure you that I will put forth my best effort to work hand in hand with your realtor to ensure that this process will flow in a timely manner with one common goal of closing your loan on your new home. Show less