Self-employed as an active trader in the stock market with personal funds.• Excellent chart reading, pattern recognition and statistical modeling skills.• Enhanced risk and money management skills to achieve profitability.• Strong understanding of financial market regulations.

Proven track record on the Claim Finance team focused on financial reporting, operations management and all financial related matters. • Produced monthly financial reports for Claim HR and IT. Conducted monthly meetings with business line management to review budget variance, plan and charges to each organization. • Processed journal entries, prepared financial statements and completed monthly business variance analysis.• Completed monthly expense allocations to appropriate business line for shared expenses.• Managed the escheatment process for all outstanding Claim related checks.• Worked with business leaders to complete annual budgeting and analysis.

Managed over $9 million of expenditures and over 400 employee relocations per year. Required communicating and coordinating with Human Resources generalists, line of business CFO’s, corporate payroll, employees and suppliers. In addition, managed the corporate dining services program for over 5,500 employees based in Hartford, CT.• Successfully merged the relocation programs for Travelers and St. Paul companies.• Negotiated over $100,000 in cost savings from supplier fees.• Reduced Travelers pre-merger annual relocation costs by over $200,000 while increasing overall service levels.• Key participant on a team of kitchen designers, real estate professionals and tradesmen to build a new corporate dining facility to serve over 5,500 employees. Facility was delivered on time to positive reviews from employees and senior management. Saved over $125,000 on equipment selection.

Staff auditor with Travelers subsidiaries and business units evaluating risk and strengthening their self-assessment programs.• Identified risks and tested controls associated with financial integrity, operational effectiveness, compliance with rules and regulations, and system and data integrity.• Developed recommendations and action plans with Field Office Management and conducted follow-up reviews to verify implementation of the action plans agreed upon. • Assisted in strengthening self-assessment programs.• Developed and maintained effective relationships with internal resources and maintained an appropriate level of customer service.• Prepared clear and concise documentation and contributed to the preparation of audit reports, including recommendations for improvements.

Key resource to the CFO and Controller in monthly financial closing process. • Assisted in the completion of monthly income statement and balance sheet reports.• Generated financial projections for various business lines with Bond (Surety).• Monitored daily billing production and resolved ongoing billing issues.• Developed annual budget projections for review by V.P. of Finance.

Promoted to the management of six Associate Account Executives. Negotiated and resolved general liability and excess coverage issues for pollution, hazardous waste, toxic tort and cumulative injury claims.• Handled over 250 hazardous waste, pollution, toxic tort and cumulative injury accounts.• Researched and analyzed complex coverage issues and drafted extensive correspondence to policyholders and agents.• Developed and presented statistical claim information to senior management.• Drafted budget reports forecasting claim and legal expenses for senior management.• Provided customer service to policyholders, claimants, agents and brokers.