Daniel Murphy Email & Phone Number

Mortgage Underwriter – Agency, Jumbo, FHA, QM & Non-QM loans, investment loans, asset-based loans and Investment cash flow loans. Able to an analyzing consumer financial statements, P&L’s Balance sheets corporate returns, individual credit reports, calculates cash flow and balance sheet ratios as appropriate, reviewed other relevant information and recommend the credit decision while ensuring the transaction adheres to mortgage lending regulations and appropriate credit policy/guidelines. Able to communicate information in a timely and complete manner in order to meet goals, proactively seeking ways to provide support to others to ensure delivery of service as a team, able to recommend positive counter offers with clear recommendations on complex financial transactions, that would have otherwise resulted in denial. Appraisal Review (SFR, CONDO and NY-Coops)

Listed skills include Ability To Communicate Clearly, Demonstrated Track Record Of Delivering High Quality Loans, Maintain High Quality In Execution Of Underwriting Authority, Operations Management, and 19 others.