Daniel Odom Email & Phone Number

Fresno, California Area

• Consults the business group, approves credit risk, presents credit risk reporting, and assists in managing credit related policies in the absence of a Chief Credit Officer. Consults business unit on loan structure and.
• Directly interacts with regulators and internal and external auditors.
• Reviews and approves credit transactions, either under individual or joint delegated lending authority, or as a voting member of credit committee.
• Works together with business group to gate cut and/or structure transactions in a manner that balances risk/reward for the client and Farmer Mac.
• Assists in overseeing loan policy and procedures, risk rating frameworks and overall portfolio monitoring.
• Voting member of credit committee and ALCO (Asset Liability Committee).

Fresno, California

• Oversaw newly created division established to managing institutional credit risk of existing and new counterparties. Created a credit team, institutional credit risk models, and rolled-out the institution’s first.
• Managed an $8bln portfolio of wholesale funding relationships with various counterparties which included large insurance companies, large finance companies, REITS and private equity backed non-bank lenders.
• Implemented centralized underwriting, monitoring and record keeping for Farmer Mac’s AgVantage counterparties. Led team to monitor covenants on a quarterly basis and prepare quarterly/annual counterparty reviews.
• Served as an active voting member of credit committee and ALCO.
• Worked hand in hand with marketing team to originate and grow the AgVantage portfolio.
• Carved the path that lead to the establishment of the Farmer Mac syndications desk that was created in 2020.

Fresno, California

• Managed underwriting and credit support staff of Bank of the West’s Central Valley California Agribusiness offices. This was the largest region in the Bank’s Agribusiness division. Clients in these offices ranged in.
• Team’s responsibilities included pairing with relationship managers to pre-screen new opportunities and recommend potential product cross-sells. Team was responsible for every aspect of line unit credit function.
• Attend client meetings to provide relationship managers and teams input on structure and covenants.
• Maintained rapport with client’s which was built over tenure at Bank of the West. Was often the client’s primary contact, even prior to contacting their directly assigned relationship manager.

Fresno, California

• Underwrote and managed some of the largest and most complex credits within the bank’s US ag division. Underwrote and managed nearly every credit within the region from one time to another. This position included.
• Responsibilities included those typical of a full-service commercial bank credit shop and included: deal prescreening, underwriting, structuring, presentation for approval, documentation, closing and post close.
• During this time built good rapport with bank’s credit committee and was personally known by Chief Credit Officer for my ability to analyze and structure complex credits.

Fresno, California

• Took over relationship management of a ~$200MM hold portfolio of approximately 30 ethanol plants that were originated and agented by the Farm Credit system. Shortly after taking over management, industry imploded and.
• Exceeded marketing goals for the time in position. During this time, relationship managers were responsible for underwriting their own transactions. Left the position as the bank split the relationship.

Fresno, Califronia

• Underwrote agricultural credits, assist in covenant monitoring and measuring, foster loan closing including documentation ordering and review including review of preliminary title reports.
• Assisted in underwriting and servicing bank’s ethanol portfolio which approximated $200MM in buy side participations in ~30 transactions. Most transactions were greenfield project finances. Financing included.

Fresno, California

• Provided credit support for agri-business underwriting team and learned basic underwriting skills.
• Re-risk rated the entire Fresno and Stockton ag portfolios based on revised BASEL II rating framework.
• Prepared training manual for future interns.