Danielle Vrabel Email & Phone Number

•Developed and provided executive level decision logic to organizational leadership through the establishment of well-defined and meaningful reporting metrics compiled through painstaking data collection, parsing and analytics of critical business information. These products have become the standard this business uses to gauge progress. •Scrutinize, synthesize, evaluate, calculate, and form independent decisions on commercial and consumer credit, income, assets, and risk levels to predict… Show more •Developed and provided executive level decision logic to organizational leadership through the establishment of well-defined and meaningful reporting metrics compiled through painstaking data collection, parsing and analytics of critical business information. These products have become the standard this business uses to gauge progress. •Scrutinize, synthesize, evaluate, calculate, and form independent decisions on commercial and consumer credit, income, assets, and risk levels to predict probability of repayment for loan requests for loans up to $250,000.•Implementation of sound underwriting practices through rigid performance of complex risk management with the application of financial control best practices that ultimately results in an expansion of portfolio revenue.•Flawless execution, leads the department in loan decisions•Flawless execution, leads the department with a delinquency percentage under 10%•Conducts financial reviews of customer lines of credit by assessing company financials and credit application reviews.•Recognized as a Subject Matter Expert called upon to deliver organizational quality surveillance of lending documentation for accuracy, completion, and appropriate application of policies, procedures and quality control standards compliance.•Employed Subject Matter Expertise to define documentation requirements on all approved applications to meet or exceed demanding internal and regulatory standards established by internal/external guidance.•Expert understanding of all Credit Union lending policies and procedures•Expert understanding of all State and Federal lending laws, rules, and regulations•Develop, lead, implement and deploy new processes and products.•Train and mentor new employees in the appropriate application of company and regulatory standards, processes and guidelines as well as Credit Union unique underwriting principles. Show less

O'Fallon Missouri

Maintain efficient sales office procedures and ensures the accuracy of all assigned projects withinthe timeline(s) specified.• Complete weekly telemarketing calls to solicit new and untapped business leads within the SalesCoordinator’s specified market segments.• Be fully acquainted with all lead systems (Meeting Broker, Lanyon, etc.) and support the Director ofSales in follow-up of all leads within the specified time guidelines.• Handle all in-house sales calls… Show more Maintain efficient sales office procedures and ensures the accuracy of all assigned projects withinthe timeline(s) specified.• Complete weekly telemarketing calls to solicit new and untapped business leads within the SalesCoordinator’s specified market segments.• Be fully acquainted with all lead systems (Meeting Broker, Lanyon, etc.) and support the Director ofSales in follow-up of all leads within the specified time guidelines.• Handle all in-house sales calls throughout the business day, especially when the Director of Sales isout of the office as the Sales Coordinator is the only in-house sales representative.• Ensure the prompt and systematic servicing of business accounts and groups blocks. Handle grouprooms by appropriately managing group blocks, (i.e., tracing, booking, cut-off dates, contracting,and communicating with hotel departments, billing, and following up with group for feedback andfuture bookings).• Direct sales leads to the Director of Sales within the DOS’s established market segments.• Maintain automated sales office system with records and reports, conference calendar, traces ofhistory and potentials, logs of groups not previously accommodated and mailing lists.• Assist the Director of Sales in the development of new programs and sales campaigns in an effortto obtain additional sales from the various market niches.• Assist Director of Sales with the implementation, follow-through and updating of the quarterlyaction plans.• Work with the Front Office Supervisor and appropriate departments in communicating specialguest requests and distribution of all group resumes.• Generate and distribute daily, weekly and monthly reports as outlined by the Director of Sales. Show less

Harvester, Missouri

• As the vault teller I was required to obtain financial bonding for cash limits associated with operating branch procedures to run a vault valued at over $500K.• Managed all vault transactions including the shipping and receiving of cash from the Fed• Performed front-line customer assistance in high traffic locations.• Maintained ultra-low average loss ratio through a high attention to detail.• Completed cash transfer requests, while maintaining cash drawer within bank… Show more • As the vault teller I was required to obtain financial bonding for cash limits associated with operating branch procedures to run a vault valued at over $500K.• Managed all vault transactions including the shipping and receiving of cash from the Fed• Performed front-line customer assistance in high traffic locations.• Maintained ultra-low average loss ratio through a high attention to detail.• Completed cash transfer requests, while maintaining cash drawer within bank parameters.• Performed retail sales through referrals to existing customers and potential new customers.• Balanced staff and vault at end of day and secured monies in accordance with established procedures.• Adhered to dual control processes and audited cash drawers to reduce losses due to accounting errors and employee theft.• Complied with security and internal control procedures and policies and conducted mandatory trainings to educate staff on new and existing processes.• Properly processed deposits, withdrawals and payments for average of 200 customers daily. Show less

Bachelor Of Business Administration (B.B.A.), Business Administration And Management, General

Bachelors Of Arts Degree, Communications

Bachelors Degree, Communications

Associates Of Arts, Business

Diploma, High School/Secondary Diplomas And Certificates