Joined Citibank N.A., Pakistan as a county BISO.As a BISO my tasks include,• Perform Risk assessments (ISRA) • Execute Risk Exceptions (REs) or Corrective Action Plans (CAPS) • Participate in Third Party IS Assessments (TPISAs) • Monitor Entitlement Reviews to ensure no over dues remain from line managers • Participate in Audits • Facilitate IS Training & Awareness • Report Security Incidents and monitor remediation • Oversee Electronic Transportable Media (ETM/CTR)• Coordinates IS activities with business plans • Articulates the value of IS controls and its bottom line impact • Seeks opportunities to enhance the efficiency of policies and processes • Partners with business coordinators in other disciplines (e.g., MCA, COB, Records Management, Fraud Management, etc.) • Defines the appropriate controls for IS threats and documents business response • Addresses instances of non-compliance in business units, applications, documents, and processes • Exercises oversight of the IS program within the business, including programs, policies, and related reporting • Oversees compliance with all business IS program elements, policies, standards, and guidelines (e.g., CISS) • Provides guidance to the business in ensuring that IS risks, controls, and tests are embedded in the IS component of MCA • Reviews status of business IS program and oversees corrective action when necessary • Ensures that approvals and reviews are executed when needed • Communicates and interacts regularly with employees and business management • Reviews IS action plans with management and monitors implementation of approved plans • Leverages the ISO network to pool resources, seek out best practices, and create efficiencies • Participates in the IS community on committees and cross-business/functional opportunities • Partners with application manager or TISO as needed to address specific technical needs or requirements.

Joined HBL as "Compliance Manager" following a strategic amalgamation between Barclays Bank PLC & HBL.Tasks I performed in HBL included,• Ensure Communication with the Country Compliance Head, Unit Head and the business managers.• Assist unit head in maintaining staff KPIs and MIS.• Arranging staff engagements activities and programs within compliance.• The implementation of group AML/KYC training program within the Bank.• Driving all compliance related training projects/initiatives to fulfillment at an acceptable level regarding content and quality.• Assist Unit head with establishment & implementation of ethical compliance unit.

Followed by an organizational restructure in 2012, I was transferred to Compliance department where I was given an additional task to perform Monitoring & Testing (M&T) activities along with Data Privacy / LAM. My responsibilities included,Task(s) related to Monitoring & Training (M&T)• Establishing and ensuring adherence to the compliance risk review coverage plan according to the risk based approach within country.• Putting in place an effective tracking mechanism of all the reviews and respective findings.• The implementation of group AML/KYC training program within the Bank.• To ensure that all staff completes their mandatory online trainings on LMS (Learning Management System) within the specified timelines.• Driving all compliance related training projects/initiatives to fulfilment at an acceptable level regarding content and quality.• Monitoring and reporting of Management Information regarding AML/KYC and other Compliance training, awareness and accreditation in country.• Undertaking of monthly New to Banks Account Reviews & its reporting to management.• Undertaking of risk reviews as per the agreed CRR Plan.Task(s) related to Data Privacy / LAM (Logical Access Management)• Ensuring that all local process manuals updated for Data Privacy / LAM & Implement Data Privacy / LAM Policy across the Bank• Ensure to keep DP / LAM RCA (Risk Control Assessment) is updated in all manners• Ensure all regional/internal reporting is made in timely manner• To conduct Daily LAM monitoring for core banking applications,• Conduct role profile recertification exercise for core banking systems used in bank on half yearly basis • Conduct Duplicate ID removal exercise and co-ordinate with IT for closure of duplicate IDs monthly for core banking systems• Undertaking other assignments as per instructions from Head of Regulatory Compliance, CRR and IRM.

I joined "COO Governance Unit" at Barclays where my responsibilities included,• To conduct spot checks within different units of Bank to ensure clean desk policy in implemented, USB accesses are disabled; password sharing is not done at user level etc.• To Ensure that awareness mails are sent on DP / LAM and it’s record keeping• To Conduct training sessions to Bank’s staff where required • To Ensure that all records/evidences are maintained in proper manners for successful RCA testing• To Work closely with other team members to close departmental tasks on time

Well, this is where it all started from. Dubai Islamic Bank, my very first job! being a "Compliance Assistant" my duties included,• Basic KYC / CDD of new to bank accounts,• Investigation & timely disposition of system AML alerts,• Investigation and disposition of SWIFT messages from Norkom (AML application),• To ensure the completeness and correctness of all relevant documents required before opening accounts where compliance approval was mandatory,• Advise business on any changes in set standards/ local requirements (throughout the year),• Correspondence with LEA (Law Enforcement Agencies) in terms of responding to the queries.• Assist Head of Compliance on various projects, a- Pakistan Remittance Initiative (PRI), b- Setup of internal list of Blacklisted individuals/entities/companies. • To investigate and provide feedback on world check events.