Darryl Dixon Email & Phone Number

1. Loan Processing and Management • Managed the end-to-end loan processing workflow for marketplace lending platforms, ensuring timely and accurate disbursement of funds to borrowers. • Coordinated with lending partners to ensure smooth loan origination, underwriting, and servicing processes, maintaining high levels of accuracy and efficiency. 2. Data Analysis and Reporting • Analyzed loan performance data to identify trends, risks, and opportunities for optimization, contributing to strategic decision-making and portfolio management. • Developed and maintained comprehensive reports on loan performance, delinquencies, and portfolio health, providing actionable insights to senior management. 3. Compliance and Risk Management • Ensured all marketplace lending operations adhered to federal and state regulatory requirements, including fair lending practices and consumer protection laws. • Conducted risk assessments on new lending products and processes, implementing controls to mitigate potential operational and compliance risks. 4. Cross-Functional Collaboration • Collaborated with legal, compliance, and technology teams to implement new marketplace lending products and platforms, ensuring alignment with Cross River Bank’s standards and regulations. • Acted as a liaison between external lending partners and internal teams to resolve operational issues, ensuring seamless integration and ongoing support. 5. Process Improvement and Automation • Identified inefficiencies in loan processing workflows and implemented process improvements that reduced processing times by 20% and increased overall operational efficiency.• Led the adoption of automation tools and technologies in the lending operations, resulting in enhanced accuracy and reduced manual intervention

Fort Lee, New Jersey, United States

Role Overview: Provided analytical support and strategic insights into Cross River Bank’s marketplace lending operations. Focused on risk assessment, loan portfolio analysis, and performance monitoring, ensuring the bank’s lending activities aligned with its risk appetite and financial goals.Key Responsibilities:• Analyzed loan portfolios, identifying trends, potential risks, and opportunities for growth.• Collaborated with risk management and underwriting teams to evaluate borrower creditworthiness and loan performance.• Developed financial models to project loan performance under various economic scenarios.• Prepared detailed reports and presentations for senior management, highlighting key insights and recommendations.• Monitored industry trends and regulatory developments to ensure the bank’s lending practices remained compliant and competitive.• Assisted in the design and implementation of new lending products, providing analytical support during the development phase.Key Achievements:• Identified and mitigated risks in marketplace lending client's loan portfolio, leading to a reduction in default rates by 65%.• Played a key role in the successful launch of Arix (CRM), contributing to 80% increase in loan originations.