David Barreiro Email and Phone Number

Developed, trained, and directed the work activities for Department employees. Methodically examined dealer applications, governmental IDs, formation documents, governing agreements, and credit decisions & conditions for the preparation of over 1,500 documentation packets annually. Supervised the documentation acceptance procedure which required confirmation of proper dealer execution and completion of UCC requirements for new and existing dealers including filing, search, and notification… Show more Developed, trained, and directed the work activities for Department employees. Methodically examined dealer applications, governmental IDs, formation documents, governing agreements, and credit decisions & conditions for the preparation of over 1,500 documentation packets annually. Supervised the documentation acceptance procedure which required confirmation of proper dealer execution and completion of UCC requirements for new and existing dealers including filing, search, and notification. Responsible for the prompt and accurate setup of over 1,200 new dealer accounts annually into the TCFIF system of record. Other duties included converting, indexing and maintaining dealer files for upload to SharePoint. Proactively worked with TCFIF’s Chief Legal Counsel and Senior Compliance Manager to identify and address any KYC or documentation deficiencies. Acted as the SME for the documentation and UCC process during the CRM system conversion from Workflow to Salesforce. Show less

Completed credit reviews for new and existing dealers and utilized individual authority to approve commercial credit lines of up to $500,000 dollars. Prepared credit reviews and made recommendations to senior management or bank credit committee for credit lines above individual authority. Reviewed, evaluated and spread business financial statements into Moody’s Risk Analyst for ratio, trend, and cash flow analysis. Worked directly with the officers of assigned dealers to identify drivers behind… Show more Completed credit reviews for new and existing dealers and utilized individual authority to approve commercial credit lines of up to $500,000 dollars. Prepared credit reviews and made recommendations to senior management or bank credit committee for credit lines above individual authority. Reviewed, evaluated and spread business financial statements into Moody’s Risk Analyst for ratio, trend, and cash flow analysis. Worked directly with the officers of assigned dealers to identify drivers behind the financial trends and provide projections. Examined the personal financial statements of the business owners to identify tangible assets and potential sources of liquidity. Analyzed business and personal credit bureau reports and worked closely with Account Analysts to create an overall assessment of the dealer’s pay/performance habits. Show less

Managed the documentation preparation needs for over 16,000 dealers and 300 manufacturer/distributors while meeting established service level agreements. Managed 2,200 irrevocable letters of credit totaling over $400 million dollars and worked closely with financial institutions to confirm renewals. Prepared monthly performance dashboards for senior leadership meetings. Met weekly with internal stakeholders to strengthen business relationships, proactively identify issues, and address new… Show more Managed the documentation preparation needs for over 16,000 dealers and 300 manufacturer/distributors while meeting established service level agreements. Managed 2,200 irrevocable letters of credit totaling over $400 million dollars and worked closely with financial institutions to confirm renewals. Prepared monthly performance dashboards for senior leadership meetings. Met weekly with internal stakeholders to strengthen business relationships, proactively identify issues, and address new business needs. Created process maps and operating procedures for Department processes. Partnered with both Legal and Risk Management to ensure streamlined/improved processes were in full compliance with existing policies. Show less

Managed, mentored and provided training for Department employees and offshore support contractors in India. Supervised documentation preparation, the UCC process, and the physical credit files for over 2,500 dealers and 100 manufacturer & distributors. Managed 100 irrevocable letters of credit totaling over $30 million dollars while meeting established service level agreements. Oversaw the receipt of over 2000 dealer financial statements and insurance certificates annually. Directed offshore… Show more Managed, mentored and provided training for Department employees and offshore support contractors in India. Supervised documentation preparation, the UCC process, and the physical credit files for over 2,500 dealers and 100 manufacturer & distributors. Managed 100 irrevocable letters of credit totaling over $30 million dollars while meeting established service level agreements. Oversaw the receipt of over 2000 dealer financial statements and insurance certificates annually. Directed offshore contractors in the uploading of financial statements to SharePoint and spreading of financial statements into Moody’s Risk Analyst. Sole individual in business unit with unlimited documentation acceptance authority. Led projects related to inactive dealers, KPMG & SOX audits, UCC centralization and digitization of physical credit files. Show less

Supervised, mentored and provided support to four Credit Analysts. Managed the credit underwriting needs of over 10,000 dealers while meeting GE’s established service level agreements related to turnaround time. Utilized individual authority to post review 1,100 of the 2,200 credit reviews completed annually. Worked closely with inside sales and operations to address credit decision appeals, turnaround time, and key customer concerns. Assigned Director of Credit level authority in their… Show more Supervised, mentored and provided support to four Credit Analysts. Managed the credit underwriting needs of over 10,000 dealers while meeting GE’s established service level agreements related to turnaround time. Utilized individual authority to post review 1,100 of the 2,200 credit reviews completed annually. Worked closely with inside sales and operations to address credit decision appeals, turnaround time, and key customer concerns. Assigned Director of Credit level authority in their absence. Led projects related to credit decision & activation turnaround time, credit capacity, auto-decisioning, and portfolio acquisitions. Show less

SENIOR CREDIT ANALYST, GE COMMERCIAL DISTRIBUTION FINANCE CORPORATIONCREDIT ANALYST, GE COMMERCIAL DISTRIBUTION FINANCE CORPORATIONASSOCIATE CREDIT ANALYST, GE COMMERCIAL DISTRIBUTION FINANCE CORPORATIONThrough a series of promotions moved up the credit organization resulting an increase in individual credit authority and responsibilities. Completed credit reviews and utilized individual authority to approve commercial credit facilities up to $1,000,000 dollars. Prepared credit… Show more SENIOR CREDIT ANALYST, GE COMMERCIAL DISTRIBUTION FINANCE CORPORATIONCREDIT ANALYST, GE COMMERCIAL DISTRIBUTION FINANCE CORPORATIONASSOCIATE CREDIT ANALYST, GE COMMERCIAL DISTRIBUTION FINANCE CORPORATIONThrough a series of promotions moved up the credit organization resulting an increase in individual credit authority and responsibilities. Completed credit reviews and utilized individual authority to approve commercial credit facilities up to $1,000,000 dollars. Prepared credit reviews above individual authority and worked diligently with senior leaders to obtain final credit approval. All credit reviews included a comprehensive written analysis of the business & personal financial statements and credit bureau reports. Business financial statements were spread into Moody’s Risk Analyst for detailed trend and ratio analysis. A performance assessment, validation of current legal documentation and UCC perfection, confirmation of adequate insurance coverage, and system integrity checks were completed on existing customer credit reviews. Coached and mentored credit analysts with lesser credit authority. Led projects related to credit decision & activation turnaround time, credit capacity, and portfolio acquisitions. Show less