(First National Bank and VFGI merged to form StellarOne.)•Complete reviews to assess the bank’s compliance with various rules and regulations.•Develop compliance policies and procedures.•Review deposit & loan account disclosures, and all promotional material.•Monitor new and revised rules and regulations, and help to ensure bank programs are adjusted appropriately and personnel trained.•Review contracts with third party vendors for compliance with various regulations.•Research and answer compliance related questions

•Responsible for the Bank Secrecy Act program. •Responsible for the OFAC (Office of Foreign Assets Control) compliance program. •Monitored account activity related to Financial Crimes Enforcement Network (FinCEN) Advisories and the Foreign Agency Task Force’s NCCT List.•Ensured compliance with various sections of the USA PATRIOT Act.•Completed reviews to assess the bank’s compliance with various rules and regulations.•Developed compliance policies and procedures.•Reviewed deposit & loan account disclosures and promotional material.•Monitored new and revised rules and regulations, and helped to ensure bank programs were adjusted appropriately and personnel trained.•Assisted in training personnel on various compliance-related subjects.

(BB&T acquired MainStreet Financial Corporation.)•Evaluated loan applications.•Supervised and trained branch personnel.•Assisted customers with issues relating to their deposit and loan accounts.•Responsible for the overall performance of the branch.

(This was the Holding Company of First Bank of Stuart.)•Assessed the effectiveness of compliance policies, procedures, and controls for MainStreet Financial Corporation and its ten subsidiary banks. •Responsible for management of the Compliance Monitoring Program. Program encompassed planning and executing regulatory reviews of deposit and lending functions for all banking affiliates, and issuing results to Management and the Board of Directors. Included formulating and recommending possible corrective action where needed. •Reviewed promotional material for compliance with federal rules and regulations.•Designed product disclosures.•Trained management and staff on compliance matters, and issued notices and interpretations of regulatory revisions.

•Developed and executed programs to ensure compliance with federal regulations, with special emphasis on the Community Reinvestment Act. •Ensured the bank complied with Bank Secrecy Act requirements. •Conducted training of personnel on various compliance related subjects. •Managed a compliance library and informed employees of revisions to regulations. •Researched and provided answers to compliance related questions. •Reviewed promotional material for compliance with federal rules and regulations. •Conducted internal audits.

•Evaluated loan applications.•Operated a teller window and opened new accounts. •Supervised front line personnel.•Assisted the Branch Manager wherever needed. •Responsible for tracking the bank’s fixed assets.