David Coe Email & Phone Number

Omaha, Nebraska, United States

Dothan, Alabama, United States

-Analyzes CRE, C&I, SBA, non-profit, and various other loan requests with efficiency and precision. -Builds complex excel-based, cash-flow models in order to evaluate the capacity and capital position of multi-guarantor, multi-entity loan requests-Possesses the required technical ability and understanding of financial measures and ratios to not only build the cash-flow projections but interpret the results and provide valuable input. Uses critical thinking skills to ask the right questions, which assists the approval authority in coming to the correct decision-Assists lenders in order to help them become more productive and efficient in their sales roles by: guiding them on bank loan products and loan policy-Trains junior analysts in the fundamentals of commercial and retail credit analysis and credit offering composition. Reviews and checks their analysis packages for accuracy-Underwrote SBA PPP loan requests during three different rounds in 2020-2021

Dothan, Alabama, United States

-Cross collaborated between Accounting and Credit Departments in order to build a firm foundation of accounting and underwriting skills-Learned the basics of Retail and Commercial underwriting by building personal financial statements, cash income worksheets, global cash flow models, and Moody's financial spreads-Became proficient with navigating bank loan policy in order to underwrite with accuracy and efficiency-Prepared monthly, exceptions-tracking reports for fair lending consumer policy, new and renewing loans, and financial statement expiration-Coordinated Executive Loan Committee preparation every week for new and renewing loan relationships over $500m (proficient in Adobe Acrobat and Foxit PDF software)

Austin, Texas, United States

-Managed a multi-million dollar proprietary fund and collaborated with software engineers in the development of high value trading tools and scanners-Recognized as a top producer-Led and instructed a team of high-performance traders in the fundamentals of risk/reward analysis, strategic arbitrage opportunities, quick and efficient decision making, and emotional steadfastness in high pressure situations

Austin, Texas, United States

-Patiently developed lucrative trading skills, starting with only 100 shares at a time-Learned the psychology of trading in order to sustain large wins and well as losses-Developed and implemented consistent strategies that laid the foundation for large-scale trading with greater inherent risk