Specialist IT consultant. Extensive expereince in System Development, Architecture, and Application Development. Have completed and launched many research and development projects pertaining to Credit Card management, Cellphone Technology, Insurance products, Retail Banking, Electronic Banking and Infrastructure. Have also managed an IT and Business Divisions for different banks in South Africa.I am motivated and driven by the need to learn new technologies and systems that change the world by either automation, financial benefit or pure technical awness.Specialties: Credit and Debit Card specialist Enterprise architecture inclusing Infrastructure and Application.