• Responsible for the profitable growth of all lines, including rate revisions, claims experience, marketing, commercial lines, retention, personal lines, Health, Life insurance. • Conducted business in several states based through Strategic Business Units that reported indirectly to me for their areas of concern.• Identify opportunities and threats in the market and create strategies to help the Company overcome them.• Help the company to either expand offerings to take advantage… Show more • Responsible for the profitable growth of all lines, including rate revisions, claims experience, marketing, commercial lines, retention, personal lines, Health, Life insurance. • Conducted business in several states based through Strategic Business Units that reported indirectly to me for their areas of concern.• Identify opportunities and threats in the market and create strategies to help the Company overcome them.• Help the company to either expand offerings to take advantage of new opportunities or to become more efficient• Review existing insurance products to determine what new additions to make or what to remove to balance reduced risk with increased customer satisfaction.• Liaise with professionals who conduct market research, risk analysis and other key data processes to obtain information necessary to make good product decisions. • Using analytics to drive down loss ratios and improve pricing advantage. Show less

• Responsible for the profitability and positive growth of several sales districts in our operating states.• Assessed risk quality and compliance within our company guidelines. • Developed business relationships to retain profitable business.• Audit Agency books of business for compliance, profitability and growth.• Work to manage expense ratios to a lower level and claims experience steady or declining at the individual agency and Sales District/State level.

• The role of the Personal Lines Underwriter was to apply underwriting guidelines, rating manual rules and insurance regulations to develop and retain profitable business.• Managed assigned underwriting territory• Explain underwriting decisions to agents and customers that helped diffuse potentially volatile situations.• Trained underwriters on auto/property selection and loss ratio management.• Possess excellent time and desk management skills, including organizing… Show more • The role of the Personal Lines Underwriter was to apply underwriting guidelines, rating manual rules and insurance regulations to develop and retain profitable business.• Managed assigned underwriting territory• Explain underwriting decisions to agents and customers that helped diffuse potentially volatile situations.• Trained underwriters on auto/property selection and loss ratio management.• Possess excellent time and desk management skills, including organizing, multi-tasking and use strong analytical skills to make sound decisions.• Review all correspondence, daily reports, endorsements and inspection reports, and publications pertaining to responsibility.• Presented quarterly underwriter performance, new policy acceptance and renewal retention data.• Responsible for the training of new underwriters, providing guidance to lower level positions. Trained approximately 50 individuals in underwriting • Developed new training program (ULTRA). Show less