David Johnson Email & Phone Number

Dublin, County Dublin, Ireland

Dublin

• Direct report to NAMA CFO and a reporting line to the NAMA CEO and Chairman.
• Responsible for defining risk strategy and appetite in NAMA, participating banks and Capita.
• Member of the NAMA Risk Management Committee and standing management attendee at NAMA Audit Committee.
• Initiated and led risk multiple assessment and improvement projects in response to emerging and high-risk activities and processes. Risks effectively transferred or reduced within defined risk… Show more
• Initiated and led risk multiple assessment and improvement projects in response to emerging and high-risk activities and processes. Risks effectively transferred or reduced within defined risk appetite.
• Responsible for coordinating an intensive audit work plan of the outsourced Internal audit function; the external auditor Comptroller & Auditor General; NTMA Control; and Asset Quality Assurance. The scope covered.

• Senior manager reporting to the Head of Credit & Risk.
• Designed and implemented a comprehensive risk management framework across NAMA and key strategic service providers, Capita Master Servicer and 5 Participating Institution banks. The framework was extensively and.
• Established and led a risk working group (15+ people) across all functions of NAMA to develop and maintain a Risk and Control self-assessment process and risk aware culture.
• Ownership of the Risk… Show more
• Ownership of the Risk Management Committee agenda and reported key risks to the NAMA Board.
• Established weekly monitoring and reporting of all balance sheet risk positions (interest rate, FX, basis, inflation) against Board approved limits and delegations of authority.

• A senior manager in a Retail Credit Risk team reporting to CRO Retail Credit Ulster Bank.
• Responsible for loss forecasting, reporting and analysis of the Retail Bank Mortgage; Credit Card; Personal Loan portfolios; to enable Board level strategic decisions.
• Led a team to design and build credit loss forecasting and stress testing models.
• Implemented processes to regularly monitor and review reserve adequacy.
• Modified and implemented LGD and PD capital models for IAS39… Show more
• Modified and implemented LGD and PD capital models for IAS39 provisioning purposes to ensure that balance sheet reserves accurately reflected the incurred losses in the portfolios.

• Implemented an operational risk management framework across 15 banks in Europe in compliance with local and holding company regulatory requirements for Basel II.
• Defined GE standards for the primary elements of sound operational risk management: risk and control self-assessment, loss data collection, risk indicators, governance and oversight.
• Delivered a consistent, effective and straightforward framework and associated processes, which enabled each business to actively manage their… Show more
• Delivered a consistent, effective and straightforward framework and associated processes, which enabled each business to actively manage their operational risk profiles and losses. Show less

• Deployed a standardised allowance for loan loss (ALLL) reserve policy across 23 businesses in Europe to comply with industry and regulatory standards for consumer loans and card products. The policy change resulted in.
• Credit risk reserve ownership and review of the €100B consumer loan portfolio in Europe which involved verifying that all loan loss reserve adjustments across all 25 businesses were appropriate and in compliance with.
• Risk… Show more
• Risk lead on a new co-branded credit card venture in cooperation with a Fortune 500 customer in 4 countries issuing 500,000 cards.
• Drafted and implemented a standardised incurred loss model policy for Mortgage products globally resulting in a €100MM balance sheet adjustment.
• Bad debt reserving and scorecard modelling & training expert for GE risk community globally. Show less

• Re-engineered the debt collection processes and procedures to reverse a deteriorating delinquency trend on a €400MM commercial equipment portfolio in 3 months.
• Completed a tranche analysis of bad debt recovery, and subsequently priced and negotiated the sale of €50MM of written-off consumer debt with a positive economic return.

• Coordinated and controlled worldwide production, sales and inventory (PSI) of a €100M product-line by implementing lean six sigma stable-operations.
• Responsible for the procurement of direct and indirect materials and services for the Dublin site and for negotiating terms to achieve annual corporate cost reduction targets using bullet train approach.
• Technical lead on process improvement projects and sourcing initiatives resulting in a GE Six Sigma award for engineering excellence… Show more
• Technical lead on process improvement projects and sourcing initiatives resulting in a GE Six Sigma award for engineering excellence and a GE Plastics quarterly indirect-cost sourcing award. Show less

• General Electric Technical Leadership Program (TLP) - Corporate training programme for engineering graduates.
• Built and operated a pilot plant to demonstrate the scale viability of a GE Corporate Research & Development (CR&D) innovative low environmental impact diamond chemical recovery process. A research report was published.
• Process engineer for the main product line Metal Bond Saw (MBS) diamond and engineering liason for the implemntation of new diamond… Show more
• Process engineer for the main product line Metal Bond Saw (MBS) diamond and engineering liason for the implemntation of new diamond synthesis technology and automated robotic manufacturing techniques. Show less

Meng, Chemical Engineering, Distinction

Circular Economy & Sustainability Stratagies

Mba, Business Administration

Education record