David Klíma Email & Phone Number

Prague, Czechia

Hlavní Město Praha, Česko

I'm managing several teams (~30 people) responsible for corporate & retail Underwriting and Workout in CZ&SK (located in both countries). B-1 position, reporting directly to CRO. Voting member of Credit Committee. Navigating the teams throughout the current fast-pacing and challenging times, driving strategic initiatives, optimizing internal processes and regulations. Collaborating closely with internal and external auditors to ensure regulatory compliance.

Hlavní Město Praha, Česko

I was issuing credit opinions (or directly approving in my competence) to the credit requests of all kinds (new financing, reviews, memos, etc.), assessing companies' historical performance and future cash flow in the context of macroeconomic and industry development, while also paying substantial attention to financing structure and compliance with all the bank and regulatory frameworks/policies and Bank’s risk appetite.My portfolio was diversified in terms of industries and size, ranging from mid-sized companies to the Czech largest groups.I was internal lector for CF Projection and Credit Risks and Mitigants courses.

Hlavní Město Praha, Česko

I was managing large corporates Groups, incl. several of top5 UniCredit CZ&SK’s exposures.Credit analyst's main focus is on complex financial analysis of the client/Group (corporation), who applies for a loan or some other bank product, in order to assess his creditworthiness. As a senior analyst for large groups, I'm also responsible for coordination of the process with other parties/countries, closely cooperating with the clients, relationship managers and other departments (e.g. appraisal team, underwriting, legal).

Milán, Lombardie, Itálie

I oversaw some of the UniCredit's biggest Central and Eastern Europe clients coming from all the industries, incl. Project Financing and Real Estate. I was issuing credit opinions to the credit requests of all kinds (new financing, reviews, memos, etc.), assessing companies' historical performance and future cash flow in the context of macroeconomic and industry development, while also paying substantial attention to financing structure and compliance with all the bank and regulatory frameworks/policies and Bank’s risk appetite.

Hlavní Město Praha, Česká Republika

I had a diverse portfolio as size of the analyzed companies ranged from SME to large corporates. Appr. 1/3 of the portfolio were real estate projects.Credit analyst's main focus is on complex financial analysis of the client (corporation), who applies for a loan or some other bank product, in order to assess his creditworthiness. In an addition, credit analyst also creates legal documentation and cooperates with the clients, relationship managers and other departments (e.g. appraisal team, underwriting, legal).

Hlavní Město Praha, Česká Republika

Trainee is intensively trained through high number of seminars, internships and by his senior mentor in order to acquire needed knowledge and skills for the final position as soon as possible.

Hlavní Město Praha, Česká Republika