David Klíma

David Klíma Email and Phone Number

UniCredit Leasing: Head of Underwriting and Workout CZ and SK @ UniCredit Bank CZ & SK
Prague, Czechia
David Klíma's Location
Prague, Czechia, Czech Republic
About David Klíma

Currently leading Underwriting and Workout teams for UniCredit Leasing CZ&SK (B-1 position), bringing a rich experience in banking, global perspective and deep understanding of business finance to drive strategic decision making.I’m leveraging my experience from both the business side (credit analyst) and risk/underwriting side, “big picture” mindset acquired during my 2y tenure in senior central team in Milano HQ and proven ability to adapt to new challenges, acquire new skills and deliver results.I'm a driven fast learner with background in business finance & valuation and solid understanding of macroeconomics. Always eager to broaden my knowledge and skills.

David Klíma's Current Company Details
UniCredit Bank CZ & SK

Unicredit Bank Cz & Sk

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UniCredit Leasing: Head of Underwriting and Workout CZ and SK
Prague, Czechia
Website:
unicreditbank.cz
Employees:
2133
David Klíma Work Experience Details
  • Unicredit Bank Cz & Sk
    Unicredit Leasing: Head Of Underwriting And Workout Cz And Sk
    Unicredit Bank Cz & Sk
    Prague, Czechia
  • Unicredit Leasing Cz, A.S.
    Head Of Underwriting & Workout Cz&Sk
    Unicredit Leasing Cz, A.S. Oct 2024 - Present
    Hlavní Město Praha, Česko
    I'm managing several teams (~30 people) responsible for corporate & retail Underwriting and Workout in CZ&SK (located in both countries). B-1 position, reporting directly to CRO. Voting member of Credit Committee. Navigating the teams throughout the current fast-pacing and challenging times, driving strategic initiatives, optimizing internal processes and regulations. Collaborating closely with internal and external auditors to ensure regulatory compliance.
  • Unicredit Bank Czech Republic And Slovakia, A.S.
    Senior Corporate Underwriter
    Unicredit Bank Czech Republic And Slovakia, A.S. Aug 2023 - Sep 2024
    Hlavní Město Praha, Česko
    I was issuing credit opinions (or directly approving in my competence) to the credit requests of all kinds (new financing, reviews, memos, etc.), assessing companies' historical performance and future cash flow in the context of macroeconomic and industry development, while also paying substantial attention to financing structure and compliance with all the bank and regulatory frameworks/policies and Bank’s risk appetite.My portfolio was diversified in terms of industries and size, ranging from mid-sized companies to the Czech largest groups.I was internal lector for CF Projection and Credit Risks and Mitigants courses.
  • Unicredit Bank Czech Republic And Slovakia, A.S.
    Senior Corporate Credit Analyst - Large Corporates
    Unicredit Bank Czech Republic And Slovakia, A.S. Nov 2022 - Jul 2023
    Hlavní Město Praha, Česko
    I was managing large corporates Groups, incl. several of top5 UniCredit CZ&SK’s exposures.Credit analyst's main focus is on complex financial analysis of the client/Group (corporation), who applies for a loan or some other bank product, in order to assess his creditworthiness. As a senior analyst for large groups, I'm also responsible for coordination of the process with other parties/countries, closely cooperating with the clients, relationship managers and other departments (e.g. appraisal team, underwriting, legal).
  • Unicredit
    Corporate Credit Risk Manager At Senior Risk Management Ce&Ee, Milano
    Unicredit Nov 2020 - Oct 2022
    Milán, Lombardie, Itálie
    I oversaw some of the UniCredit's biggest Central and Eastern Europe clients coming from all the industries, incl. Project Financing and Real Estate. I was issuing credit opinions to the credit requests of all kinds (new financing, reviews, memos, etc.), assessing companies' historical performance and future cash flow in the context of macroeconomic and industry development, while also paying substantial attention to financing structure and compliance with all the bank and regulatory frameworks/policies and Bank’s risk appetite.
  • Unicredit Bank Czech Republic And Slovakia, A.S.
    Corporate Credit Analyst - International
    Unicredit Bank Czech Republic And Slovakia, A.S. Jan 2017 - Oct 2020
    Hlavní Město Praha, Česká Republika
    I had a diverse portfolio as size of the analyzed companies ranged from SME to large corporates. Appr. 1/3 of the portfolio were real estate projects.Credit analyst's main focus is on complex financial analysis of the client (corporation), who applies for a loan or some other bank product, in order to assess his creditworthiness. In an addition, credit analyst also creates legal documentation and cooperates with the clients, relationship managers and other departments (e.g. appraisal team, underwriting, legal).
  • Unicredit Bank Czech Republic And Slovakia, A.S.
    Corporate Credit Analyst – Trainee
    Unicredit Bank Czech Republic And Slovakia, A.S. Jan 2016 - Dec 2016
    Hlavní Město Praha, Česká Republika
    Trainee is intensively trained through high number of seminars, internships and by his senior mentor in order to acquire needed knowledge and skills for the final position as soon as possible.
  • Unicredit Bank Czech Republic And Slovakia, A.S.
    Part Time Job In The Department Of Credit Analysts
    Unicredit Bank Czech Republic And Slovakia, A.S. Oct 2015 - Dec 2015
    Hlavní Město Praha, Česká Republika

David Klíma Education Details

Frequently Asked Questions about David Klíma

What company does David Klíma work for?

David Klíma works for Unicredit Bank Cz & Sk

What is David Klíma's role at the current company?

David Klíma's current role is UniCredit Leasing: Head of Underwriting and Workout CZ and SK.

What schools did David Klíma attend?

David Klíma attended Vysoká Škola Ekonomická V Praze.

Who are David Klíma's colleagues?

David Klíma's colleagues are Filip Spalovský, Markus Jarasch, Dora Nemeth, Kateřina Audyová, Inga Viksna, Ales Cerny, Gabriela Kučerová.

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