David Leal

David Leal Email and Phone Number

Senior Credit & Risk Management Executive | Driving Organizational Growth and Success through Strategic Decision Making & Risk Management/Credit Expertise @ SoFi
san francisco, california, united states
David Leal's Location
Rocklin, California, United States, United States
David Leal's Contact Details

David Leal personal email

n/a
About David Leal

I am a dynamic, forward-thinking professional with over 20 years of experience leading high-performing teams and managing complex credit portfolios across diverse industries. My deep expertise in strategic decision-making, regulatory compliance, credit policy development, and audit management has consistently driven business success. I am passionate about leveraging my extensive knowledge and experience in credit, risk management, and leadership to foster organizational growth, streamline operations, and align critical strategies with company goals.As Head of Credit at Golden Pacific Bank (a division of SoFi, N.A.), I have led a high-performing team focused on commercial underwriting and loan servicing, fostering a culture of excellence and continuous improvement. With a hands-on approach, I oversee all aspects of credit policy development, ensuring alignment with company goals and regulatory standards. Notable achievements include achieving year-end loan growth within 6 months, successfully booking $65M+ in CRA loans, and redesigning and implementing comprehensive credit policies. I also contribute strategically as a member of the Credit Committee for the Yuba Sutter Economic Development Commission and the Rocky Mountain Community Reinvestment Corporation.In my previous role as Senior Vice President and Regional Underwriting Officer at AgWest Farm Credit, I drove exceptional performance by underwriting 600+ deals annually, exceeding regional deal volume by 150%. I was instrumental in building and mentoring a top-tier Credit Analyst team, enhancing operational efficiency, and creating best practices that shaped the Association's underwriting processes. My leadership contributed to the success of a $3B agricultural portfolio and earned me an invitation to the prestigious Pacific Coast Banking School, reflecting my commitment to continuous professional growth.My extensive experience spans commercial lending, agricultural lending, credit risk management, and relationship building across various sectors, from vineyard financing to commercial portfolio management.

David Leal's Current Company Details
SoFi

Sofi

View
Senior Credit & Risk Management Executive | Driving Organizational Growth and Success through Strategic Decision Making & Risk Management/Credit Expertise
san francisco, california, united states
Website:
sofi.com
Employees:
1641
David Leal Work Experience Details
  • Sofi
    Head Of Credit - Golden Pacific Bank, A Division Of Sofi, N.A.
    Sofi Jul 2023 - Present
    Sacramento, California, United States
  • Agwest Farm Credit
    Senior Vice President - Regional Underwriting Officer
    Agwest Farm Credit Sep 2016 - May 2023
    Rocklin, Ca
  • Farm Credit West
    Vice President - Key Relationship Manager
    Farm Credit West Jan 2016 - Sep 2016
    Templeton, Ca
  • Farm Credit West
    Vice President
    Farm Credit West Jul 2013 - Dec 2015
    Templeton, Ca
  • Mission Community Bank
    Senior Vice President, Commercial Banking Officer
    Mission Community Bank May 2012 - Jun 2013
    Paso Robles, Ca
  • Banner Bank
    Vice President, Commercial Relationship Manager
    Banner Bank Jul 2003 - May 2012
    Walla Walla, Washington, United States

David Leal Skills

Loans Banking Credit Financial Analysis Underwriting Credit Analysis Portfolio Management Commercial Banking Finance Credit Risk Lines Of Credit

David Leal Education Details

Frequently Asked Questions about David Leal

What company does David Leal work for?

David Leal works for Sofi

What is David Leal's role at the current company?

David Leal's current role is Senior Credit & Risk Management Executive | Driving Organizational Growth and Success through Strategic Decision Making & Risk Management/Credit Expertise.

What is David Leal's email address?

David Leal's email address is da****@****msn.com

What schools did David Leal attend?

David Leal attended Pacific Coast Banking School, Willamette University Mba, Santa Clara University, Polytechnic School.

What are some of David Leal's interests?

David Leal has interest in Children, Arts And Culture, Economic Empowerment.

What skills is David Leal known for?

David Leal has skills like Loans, Banking, Credit, Financial Analysis, Underwriting, Credit Analysis, Portfolio Management, Commercial Banking, Finance, Credit Risk, Lines Of Credit.

Who are David Leal's colleagues?

David Leal's colleagues are Pragnya Sagar Choudhury, Shanèe Faulkner, Ctprp, Kimberley Jensen, Kamila A., Melanie Dutt, Elias Martinez, Colleen Aljundi.

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