DAVID D. McELROY is President/CEO of HomeFinity.com, a real estate services aggregator, bundling Real Estate brokerage, Mortgage origination, Title insurance, Home Warranty and Home Insurance in a single package. He is a partner as a loss mitigation and real estate operations specialist with Progressive Southern in Plano, Texas. He is a mortgage banking professional with more than 29 years progressive experience in mortgage banking which includes loss mitigation, risk mitigation, and financial analysis. He is also an Instructor for the National Business Institute, offer continuing legal education. Mr. McElroy has extensive experience negotiating with creditors, mortgage companies, and the IRS to secure compromises through settlement, short sale or short payoff. He also has experience with reviewing and analyzing credit reports, loan applications, income and employment, asset reserves, and all documents to verify information needed to determine borrower's ability to meet requirements of loan. Mr. McElroy holds licenses for life, health and real estate in the state of Texas. He attended the University of Minnesota and studied real estate investing at Texas A&M extension campus. Mr. McElroy was a member of The Michael Group Real Estate, as well as a collaborating partner for Adobe Title Loss Mitigation Services.