David Risse Email & Phone Number

Sacramento, California Area

Circle of Champions 3rd quarter 2018

Loan officer with a focus on HECM loans (Reverse Mortgages)

Sacramento, California Area

Portfolio Retention loan officerAveraged 21 funded loans per monthPrimary business VA IRRL, FHA Streamline, Conventional Full doc, and FHA Full doc

Rancho Cordova, Ca

Top Producing Reverse mortgage Loan Originator averaging 5 closed loans per monthCreated training program for new loan officers, processing and existing loan officers

Rancho Cordova, Ca

Consistently the highest producing team in unit as measured by funded loansUnderwriting signing authorityPromoted and trained 30% of staff to obtain signing authority

Negotiated short sales that saved investors as much as $3million in a month as compared to anticipated net funds derived from foreclosure salesCompleted NPV calculations, statistical review of market trends, and detailed market analysisReviewed company Profit and loss statements, Personal and Corporate tax returns, and company balance statements to determine projected cash flows.

Reviewed personal and business tax returns to determine cash flow projectionsGathered and reviewed documentation to support loan applications, followed up on required stipulations, coordinated signings and appraisalsTop revenue producer December 2007

Established operational process for loan origination business. Developed and oversaw operational budget, marketing strategy, and Human Resource process.Negotiated buyout of previous owner, established corporation formation, negotiated property and equipment leases.Generated average gross revenues of $140,000 per month from a staff of 8 loan officers as well as personal revenues of $20,000 per month

Either top or 2nd highest revenue production 14 months in a row.Built sales of staff of industry novices to perform at high level through training, mentoring, and coaching.

Top power ranked Store in Company Jan 2000Sales Manager of the Year 1992, 1996