Coverage’s and services we offer are,Group Benefits - Health, Dental & DI Benefits or Individual &/or Family Plans.Group RRSP Contribution plan - Great way to enhance a plan and attract and keep key peopleParticipating Whole life (PAR) for Adults or Children. Great way to build cash values for future needs.Death benefit -Term or Permanent for Mortgage, Buy Sell, Partners/shareholder agreements, final expenses, bequeathing …etcLiving Benefits - Disability &/or Critical… Show more Coverage’s and services we offer are,Group Benefits - Health, Dental & DI Benefits or Individual &/or Family Plans.Group RRSP Contribution plan - Great way to enhance a plan and attract and keep key peopleParticipating Whole life (PAR) for Adults or Children. Great way to build cash values for future needs.Death benefit -Term or Permanent for Mortgage, Buy Sell, Partners/shareholder agreements, final expenses, bequeathing …etcLiving Benefits - Disability &/or Critical illness Coverage.Annuities - Segregated Funds – Estate Protection PlansTravel Accident &/or Sickness Coverage.Independent Living Benefit (Long Term Care)Financial Planning - Mutual Funds – individual or group RRSP’s - GIC’s representing over 40 different Bank, Trust’s & Credit Unions.All lines of insurance – Business, Home, Car, Cottage… etc… As a broker I shop several different markets for pricing and I also take into consideration the underwriting, servicing and solvency of the life company. Show less