David Smith Email & Phone Number

Greater St. Louis

Wright City, Missouri, United States

Manage commercial and consumer lending relationships while monitoring and administering a diverse loan portfolio. Determine the credit worthiness of borrowers, underwrite and close loans, submit commercial loan packages for committee presentation and participation. Consistently work with new and existing clients to build, maintain, and expand relationships.

St Charles, Missouri, United States

Developed new and existing commercial loan relationships while monitoring loan performance and administering a commercial portfolio. Determined the credit worthiness of borrowers and prepared commercial loans for presentation to meet quality, growth, and profitability objectives. Experienced building and maintaining relationships with prospects, referral.

Chesterfield

Collaborated with clients and line of business partners to accurately assess individual financial situations and develop comprehensive financial solutions. Developed new revenue growth through focused networking, proactive outbound calling, and building new centers of influence. Worked with new and existing businesses and affluent individuals to build.

Saint Charles

Originated and provided insurance and financial solutions through comprehensive needs analysis and ongoing risk management for family and small business. Created and leveraged new relationships with specialized wholesale insurance providers to ensure client satisfaction and drive new business growth.

Saint Charles

• Manage relationship-banking team ensuring production of revenue levels and banking center profitability. Lead team in building outside referral sources through focused networking and contact sphere development..
• UMB Chairman’s club winner 2013; Top Producing Small Branch in the company (Cottleville branch).
• Top 3 finisher for St. Louis region 2012 Sales Rally (Westport branch).
• UMB Chairman’s club winner 2011; Top Producing Small Branch in the company (Monticello branch).
• Co-Leader of the Aces District Leadership development program
• Member of the Small Business Week of Eastern Missouri planning committee.

St. Peters

• Manage and lead platform and teller team along with line of business partners to achieve company objectives including profitability, sales goals, unit objectives, and service quality. Train, develop, and lead.
• 2009 and 2010 Chairman’s Club Award Winner for outstanding branch performance (Spencer branch)
• Area 2 winner of corporate business loan blitz March 2011(Top 10 entire Upper Midwest Region)
• Finished 2010 at 211% of goal for Business loan production while growing Core Deposits 12.7%
• Instrumental in the early success of the Area 2 Regions at Work initiative. Consistent leader and a top producer; winning multiple corporate Regions at Work call blitz awards in 2009 and 2010
• Certified Mentor and Coach / Licensed Insurance producer

Greater St. Louis Area

Analyzed and evaluated client credit history to provide financial solutions and identify future sales opportunities. Consistently exceeded sales goals by identifying new prospects and building strategic relationships with internal and external business partners.

St Louis

• Marketed corporate identity programs and facility services products business to business in the Saint Charles and Saint Louis metro market. Managed all direct sales activities for a team of 19 service sales.
• Surpassed sales projections for Cintas Catalog department by 42% FY03
• Achieved $1440 Club Award by signing $1556 in weekly new business contracts for 4th Qtr FY01
• Rookie of the Year Award for the Service Department FY00

Valdosta, GA (Moody AFB)

Maintained GE TF34 turbojet engine for A-10 aircraft. Deployed for Operation Desert Fox and Desert Shield.

Bachelor'S Degree, Information Technology, Summa Cum Laude

Associate'S Degree, Applied Science (Aircraft Systems)